“Dear Steve,

I am 67 years old and disabiled. I went back to college and graduated 1991. Because of various problems and surgeries, I was put on permanent disability, and was unable to pay back student loan. After a LOT of correspondense back and forth between the collection agencies and the Veteran’s Administration, I was told the loan was discharged back in 2004. I received a call the other day saying they are trying to close up loose ends and needed a letter from my doctor stating that I am permanently disabled, and they would send me a form to take to my doctor. THAT is not what I got in the mail. I got a collection agency letter stating I owe $36,000 for that student loan, and to send a check with my SS number on it.

How do I resolve this? I doubt the validity of this letter because they ask for my social security number on the check I am SUPPOSED to send them. This loan was discharged in 2004, and now they are coming after me again? I guess my question is….what do I do about this. Thanks !!!!

Francis”

The Answer

Dear Francis,

This may be an easy problem to resolve.

First, I need to know if these are private student loans or government backed loans.

Please post your responses and follow-up messages to me on this in the comments section below.

Big Hug!

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