I Want to File Chapter 7 Bankruptcy and Keep My House. – Mar

“Dear Steve,

I have retain a lawyer for ch7. I am in default for my mortgage for 6 months due to disability. My lender called me 3x for update status. I informed my atty. and he advise me i can call them back BUT not to mention I have an atty. for BK.

Should I tell the lender I am filing BK? And can i keep the property if i file ch.7?


Dear Mar,

If you filed a chapter 7 bankruptcy, would you be able to catch up on your mortgage payments and then make your regular payment?

I’m trying to understand how a chapter 7 bankruptcy helps you to keep your house.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

Steve Rhode
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