Ask The Get Out of Debt Experts Military Student Loans

I’m a Marine Corps Officer Waiting for Basic School With Student Loan Debt. – John

“Dear Steve,

Marine 2nd Lt. awaiting orders for The Basic School, wont be able to pay loans after grace initial grace period passes

I was commissioned a 2nd Lt. in the Marine Corps shortly after graduating college with an engineering degree. I volunteered to serve and owe the government nothing for joining (didn’t do ROTC or anything like that). As a result, i have been left with substantial debt from my school loans, all of which are federal loans.

Right now in the corps, there is a 12+ month wait to attend The Basic School, its the next step in a newly commissioned marine officer’s career. I don’t start getting paid until i report to TBS. So that’s a 12 month wait, with no job, but the grace period is only 6 months. Hence my situation. I have a part time job (no one would hire an engineer full time on the basis i would leave on a moments notice). That part time job job barely pays for my basic living costs. I have no idea what to do. People say I can deffer my payments, but i don’t know how to start that.

What are some ways to lessen my loans?

Are there any post-college scholarships or grants available to me? Or programs that help marines with college debt?

Thanks, anything helps

Semper Fi


Dear John,

Thank you for serving as a U.S. Marine. Semper Fi indeed.

I actually need some additional information first.

Are these student loans private loans or government backed loans?

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

READ  Marine Corps Soldier Needs Help With Private Student Loans

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


Leave a Comment

Scroll to Top