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Home > Debt Articles > Motor Club of America (MCA) Looks Like a Biz Op to Avoid. Not What It Appears to Be.

Motor Club of America (MCA) Looks Like a Biz Op to Avoid. Not What It Appears to Be.

An advertisement for Motor Club of America caught my eye recently. The recruitment advertisement for sales people said:

“WOULD YOU LIKE TO MAKE MONEY? WHO DOESNT?! I JOINED A PROGRAM WHO HELPED ME GET OUT OF DEBT … SO NOW I WANNA HELP YOU GET MONEY LIKE I AM… I JOINED A PROGRAM WHO GIVES ME GREAT BENEFITS SUCH AS FREE TOWING UPTO 100 MILES, THEY GIVE ME DISCOUNTS ON CAR RENTALS, HOTELS , DENTAL AND PRESCRIPTION, VISION AND SO MUCH MORE… THE BEST THING ABOUT THIS PROGRAM IS FOR EACH PERSON YOU SIGN UP YOU GET $80!!!! AND THATS WHY I JOINED UP.” – Source

These kinds of ads interest me because they are pitched as a way to get out of debt and there is an income opportunity component with them.

I can understand how some people may become attracted to such offers. They sound enticing. But let’s take a look at the offer and see what the real scoop is.

See my conclusion at the end after having waded through all the research below.

The Sales Pitch

The offers for independent representatives makes it seem as if this business opportunity will be somewhat a no-brainer but what’s the real scoop?

The Motor Club of America claims they have been in business since 1926 and new sales agents will have to pay $40 to join and will receive $80 from each sale. – Source

There are plenty of videos and sites out on the web that make claims of fabulous income from MCA but while I was researching MCA I noticed an unusual trend, while there was a lot of hype about MCA and the recruitment of sales reps, I could find very little about the quality of the company itself. It looked like the representatives were all busy selling the income opportunity and not the underlying product. When I see things like that, it makes me curious.

It’s darn near impossible to even identify what is the real website for Motor Club of America.

Let’s Start Digging

Official Headquarters Site

The website that claims to be the “official headquarters of Motor Club of America. – Source

What is interesting is that this site does not provide any contact information for the company and it is fairly heavily sales representative focused.

This website is mcamotorclubofamerica.com and according to public records the domain name was registered on March 27, 2012 and domain ownership is hidden.

It’s interesting that the domain name motorclubofamerica.com is available for sale. You would think that a company that’s been around since 1926 would own their own company name as a domain.

Another page on the “official” site claims that the video below was recorded at “corporate headquarters.” The video description provides a bit more information:

“Maxposure Marketing interviewing Motor Club of America TOP EARNER Charlotte Wyatt at Corporate in Oklahoma. She says that this company isn’t new or a scam, she’s worked for them over 20” – Source, Source

Even the BBB Doesn’t Know Them

I turned to the BBB for more information. Certainly a company that’s been around since 1926 would have a record with the BBB. But apparently not.

The only recurring thread is that Motor Club of America is really TVC Matrix, which is located in Oklahoma.

The BBB reports the company officials are:

Principal: Ms. Lynn Havener (Office Manager)
Mr. Virgil Coffee (President & C.E.O.)
Mr. V. Glenn Coffee (General Counsel for TVC)
Mr. Kent Melton (Secretary/Treasurer)
Mr. Bob Thompson

The BBB reports the business opened in 1989.

State of Oklahoma Records

According to the Oklahoma Secretary of State records, no company registered to do business in Oklahoma exists under the name TVC Matrix or MCA.

There is a company named TVC Marketing Associates that is owned by Virgil Coffee. That company was first registered in 1989. – Source

BBB expreses some concerns over MCA.

The BBB is currently trying to develop additional information concerning the company and its services, which appear to include elements of multi-level marketing programs that allow members to earn payments by recruiting other participants. The BBB has requested additional information from the company and this report will be updated when the firm provides that data. – Source

tvcmarketing.com

The domain tvcmarketing.com was first registered in 1999 and is owned by:

TVC Marketing
3200 W Wilshire Blvd
POB 20490
Oklahoma City, OK 73116
800-288-2889 fax: 405-843-1160

The additional sites located on the same server are:

americanhomeclub.net
americasmotorclub.net
glenncoffee.com
legendsnetwork.com
motorclubofamerica.net
mymotorclubentry.com
myperfectjob.net
onetouchonline.com
tvcmarketing.com
tvcmatrix.com

In 2003 the domain name was registered to Justin Coffee with the email address [email protected]

I believe D Kircher is David Kircher who is identified as the President of Motor Club of America. – Source

Sales Script

A company named TVC Matrix seems to be the source of a lot of the hype surrounding Motor Club of America sales efforts. They even put out a guide that makes claims about income and contains a sales script about the MCA business opportunity.

What is interesting is that while the script works hard to make the sale, besides saying the company has been around since 1926, there is little specific information about MCA. – Source

Motor Club of America Enterprises, Inc.

According to New Hampshire records, Motor Club of America is a registered insurance company as Motor Club of America Enterprises, Inc. and is located at 3200 W. Wilshire Blvd, Oklahoma City, OK 73116 – Source

A search of corporate records says Motor Club of America Enterprises, Inc. is originally a Delaware corporation that was formed in 1973, not 1926.

Oklahoma records show the company is owned by Virgil Coffee, Larry Melton, and David Kircher.

But the relationships expand into other companies like Auto Help Line of America.

An JVL Holding Properties, Auto Help Line, and Auto Club of America.

Additional records indicate the company is registered to do business in Texas and California.

In Texas the official records indicate that David Kircher is the president of the company, Larry Melton is the secretary/treasurer, and Virgil Coffeer is the director and CEO.

3200 W Wilshire, Blvd, Oklahoma City

If Motor Club of America is as large as some claim, then the headquarters for MCA should be a large presence.

The official address used by MCA, over and over, is 3200 W Wilshire, Blvd, Oklahoma City. That is primarily listed address for TVC Marketing Associates.

3200 W Wilshire Blvd

MCA Service Contract

A copy of a Motor Club of America service contract says the company home office is at 3200 W Wilshire Blvd, Oklahoma City, OK 73116 and is actually operated by Motor Club of America Enterprises, Inc. – Source

The signatures of the secretary and president provide no further identification.

MCA Product Cost

According to the TVC Matrix website, the MCA product costs from between $9.95 to $39.99 a month. That means that an annual membership costs from between $119 to $479. – Source

Legal Past

Some lawsuits filed against TVC Marketing Associates provide some statements regarding the operation.

Richardson v. TVC Marketing

Kimberly Richardson filed a complaint in 2008 claiming she was racially discriminated against.

You can read the complaint here.

You can read the full complaint here.

TVC denied the allegations.

The case appears to have been settled. – Source

McMahan v. TVC Marketing

A 2005 case was filed by another employee alleging age and disability discrimination.

You can read this lawsuit here.

The case was later dismissed.

Conclusion

The Motor Club of America appears to have little to rest it’s success on other than a bunch of salespeople running around and signing up other associates. There is little to no actual claims of consumers that make any claims about the performance of MCA.

There is also nothing readily available that supports the claims the Motor Club of America has actually been been around since 1926.

Motor Club of America has no BBB record itself, but rides on the listing for TVC Marketing.

For me, the most concerning aspect of this business opportunity that it seems many are hot and heavy about right now, is the fact there is so little transparency about the company itself.

The alleged official site lists no contact information, there is nothing about the size of the company or the executives behind it, and there are few, if any, statements from actual customers despite the claims MCA “currently have over 7 MILLION satisfied customers utilizing Motor Club of America services.” – Source

If I was to make a bet on this, I would feel very comfortable betting that the vast majority of people buying this program are the sales reps themselves.

My gut is telling me that this pitch being made to people as a way to make money to deal with their debt, isn’t one to jump at.

“Steve

Get Out of Debt Guy – Twitter, G+, Facebook

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About Steve Rhode

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
  • http://www.delanas.com/ Delana Quinn

    Oh wow…where to even begin…

    1. The ad that caught your eye should’ve done so because it’s clearly illiterate garbage that belongs in the trash. Anyone who would publish that has zero credibility. If they can’t work out 3rd grade grammar, they’re not likely to be able to show anyone how to get out of debt. THAT should’ve been your clue. Sadly, it wasn’t.

    2. “all the research below.” – at best it’s a few minutes on page one of Google and doesn’t constitute actual evidence of real research. It’s quite lazy and the solution for you should’ve been simple.

    3. “The Motor Club of America claims they have been in business since 1926 and new sales agents will have to pay $40 to join and will receive $80 from each sale. – Source” — INCORRECT. MCA doesn’t recruit sales agents. They offer auto club memberships to car and truck drivers. Those membership packages provide a variety of discounted services, roadside assistance being just one of many. It is NOT a “roadside assistance company” as some people have mistakenly referred to it. Some of the discounted services included are legal, vision, dental, and prescription drugs. All auto club memberships have a membership cost, be it monthly or annually. Depending on the package – your MCA membership would run between 9.95 and 39.95 a month. There is zero further obligation. Take your discounted services in your auto club membership and go on about your business.

    4. “I could find very little about the quality of the company itself. It looked like the representatives were all busy selling the income opportunity and not the underlying product. When I see things like that, it makes me curious.”

    The “opportunity” of which you speak is that MCA offers its members $80 each time they REFER someone else who goes on to join the auto club. That $80 is called a referral bonus. Just about every company in business today offers some form of a referral bonus, refer a friend program, affiliate commission. None of those things are scams. I wager your web host offers a referral bonus for anyone who buys a hosting package from them through you. Referral bonuses are common.

    MCA doesn’t hire ‘sales people’ one way or another.

    Entrepreneurial minded sorts recognized an easy opportunity to promote MCA auto club memberships and collect that $80 bucks. Had MCA offered the referral bonus any other way, chances are none of us would be here. The reason it grew wildly popular is because unlike other companies, MCA actually pays out those referral bonuses the Friday a week following the sign up itself. i.e. If you sold 10 people on MCA and they all went and joined this week, MCA would be paying you $800 next Friday. The quick, fast money is what makes it seem “too good to be true” – but they pay it and countless individuals have shown their “back office” stats that is quite legitimate.

    Entreprenurial minded sorts recognized that they could just as easily – if not ridiculously easily – promote the “biz op” instead of the MCA auto club membership package of services and that’s what you typically find now when you search for MCA online at all – and unfortunately, they are the worst sorts of people you want representing your company.

    The “no brainer” is that if you sell these memberships, you get paid nearly a hundred bucks each NEXT WEEK. Not after you’ve earned x amount, not month after next, not after you refer x amount of people…but NEXT FRIDAY. So they make videos and flash the cash and mail out postcards and get people to join their “team” – because some of the marketing material suggested that building a marketing team is a good idea. Some people went about it the MLM way which is why it usually gets that rap but it’s not what the marketing materials are about. At any rate, the competition to create a team means more $$ for the team leader but these people could make the same amount of money if they just marketed the various discount services to various demographics – it’ll still be $80 per new member next Friday.

    Nothing curious about it. It’s straight common goddamned sense. What’s more appealing to the general public – free tire change or money next Friday?

    5. “It’s darn near impossible to even identify what is the real website for Motor Club of America.”

    Granted, that is the case if you’ve never really looked into it but there are two: tvcmatrix.com – which is the ugly, old school back office for the members to send signups, and tvcmarketing.com, the more professional updated marketing website about the company, its products and info for marketers and associates.

    6. “The website that claims to be the “official headquarters of Motor Club of America. – Source”

    Yeah, but that website is not. The above two are the official sites. Anything else belongs to some MCA associate using MCA trademarks out of the sphere of their permissions.

    7. ” This website is mcamotorclubofamerica.com and according to public records the domain name was registered on March 27, 2012 and domain ownership is hidden. It’s interesting that the domain name motorclubofamerica.com is available for sale. You would think that a company that’s been around since 1926 would own their own company name as a domain.”

    No it isn’t because that’s not their website.

    8. “I turned to the BBB for more information. Certainly a company that’s been around since 1926 would have a record with the BBB. But apparently not.”

    Nobody in the 21st century gives a shit about the BBB anymore. If you want reputation management, check out their social media sites. I have a company too…it’s not on the BBB either. Plenty of companies are not listed with the BBB because, again, nobody in the 21st century gives a shit about the BBB or what it has to say. Same as nobody gives a shit what Snopes.com has to say about anything – it’s just self appointed opinion and rep management.

    9. “According to the Oklahoma Secretary of State records, no company registered to do business in Oklahoma exists under the name TVC Matrix or MCA.”

    That’s because it’s called TVC Marketing and they can DBA whatever they want.

    9B – “There is a company named TVC Marketing Associates that is owned by Virgil Coffee. That company was first registered in 1989. – Source”

    That would be the correct company.

    10. “BBB expreses some concerns over MCA.

    The BBB is currently trying to develop additional information concerning the company and its services, which appear to include elements of multi-level marketing programs that allow members to earn payments by recruiting other participants. The BBB has requested additional information from the company and this report will be updated when the firm provides that data. – Source”

    – This is an incorrect presumption about the nature of MCA and clearly failed to just delve into the actual product and offer…same as you.

    — and again, nobody gives a shit what the BBB says.

    11. “The domain tvcmarketing.com was first registered in 1999…”

    Most businesses bought domains and got online in the mid to late 90s. Nothing suspect about it. AOL did it 4 years earlier.

    12. “A company named TVC Matrix…” –

    This is a marketing company focused on attempting to help associates market the MCA packages, and provides the back office log in section for associates. Inside the back office are a lot of valuable materials and stats reporting for marketing associate members – or MCA members doing marketing – to use. It works, members have one, there’s nothing shady there either. It’s just a marketing company. If you want background on MCA, look for Virgil Coffee or the TVC Marketing website and go from here.

    13. “But the relationships expand into other companies like Auto Help Line of America.”…

    Virgil Coffee had been in the auto services industry for years and put this company together. It’s not unreasonable he’d have relationships with other parties – the entire foundation of the auto club – indeed ALL auto clubs – is forming partnership ventures with a variety of businesses to offer and thus provide discounted services.

    14. “If Motor Club of America is as large as some claim, then the headquarters for MCA should be a large presence.”

    Oh horse shit. Morgan Stanley’s offices were somewhere on the upper floors of the WTC tower. The MCA isn’t a manufacturing plant. It doesn’t need a huge footprint. It’s a service provider…they can reasonably work out of an office park same as any other business.

    15. ” That means that an annual membership costs from between $119 to $479″

    And?

    Netflix costs 9 bucks a month too – so that’s a hundred bucks a year. Hostgator’s 15 bucks a month, or 180 a year.

    16. “Some lawsuits filed against TVC Marketing Associates provide some statements regarding the operation.”

    Those have nothing to do with the company MCA being a scam. And a complaint isn’t the same thing as a decision. Discrimination and scam from two separate entities cannot be used to support your assumptions.

    17. “The Motor Club of America appears to have little to rest it’s success on”

    ITS successes on. Not it’s.

    17B. “than a bunch of salespeople running around and signing up other associates. There is little to no actual claims of consumers that make any claims about the performance of MCA.”

    Oh bullshit – there are scores of videos and blog entries available amid the crap stuff that provide legitimate, sound, reasonable evidence MCA is a legitimate provider of services, that they’ve used these services and are happy with them as members. You apparently searched for stuff to support your conclusion instead of actually researching MCA.

    18. “There is also nothing readily available that supports the claims the Motor Club of America has actually been been around since 1926.”

    Did you call them up and ask them to provide you with an explanation or material supporting it? Did your “research” bother including making an effort to contact MCA directly to ask all your questions, or submit an email and showing their responses? NOPE. It’s just you grabbing the first thing you find online and running with it…which is not research at all.

    19. “Motor Club of America has no BBB record itself, but rides on the listing for TVC Marketing.”

    That’s because it’s a subsidiary of TVC Marketing.

    20. “For me, the most concerning aspect of this business opportunity that it seems many are hot and heavy about right now, is the fact there is so little transparency about the company itself.”

    Nonsense. You didn’t research the company. You didn’t make phone calls to the service providers or MCA or the parent company. You didn’t send emails to anybody. You used unstable channels to find information instead of going directly to the company you want information on so don’t fault them when you didn’t get what you wanted. That’s your fault, not MCA’s fault. You suck at research, apparently.

    21. “The alleged official site lists no contact information, there is nothing about the size of the company or the executives behind it, and there are few, if any, statements from actual customers despite the claims MCA “currently have over 7 MILLION satisfied customers utilizing Motor Club of America services.” – Source”

    And that’s not the official site.

    22. “If I was to make a bet on this, I would feel very comfortable betting that the vast majority of people buying this program are the sales reps themselves.”

    Only the ones you find at the top of search pages and on you tube but MCA was doing its thing before You Tube and before the gangsta homie dipshits started their flasher videos. But again, what’s more appealing to the mainstream public:

    Free towing and batter jump or “get paid next Friday”?

    That’s not scam, that’s marketing genius…that’s how you get a shit ton of people joining up. They still get the services and membership whether they use them or not. Not everyone who has AARP or AAA uses it.

    Here’s all you had to do to actually make a dent in your “research”…pick up the phone and call MCA directly, ask questions, get answers and keep asking til you’re satisfied it’s a real company providing real services. Then ask for the venor partners – here’s 3 right off the bat: WellCardRx™, Outlook Vision™andDenteMax ®

    Call them up and ask if they provide discount services for MCA. Request the rest of them from TVC Matrix and start actually calling people up and asking questions or sending out emails to get it on record.

    Unless you’re willing to actually look into the whole thing in a legitimate and realistic manner, then all you’re putting out is a bloated, ill researched, inaccurate opinion piece…

    I took the time to help correct you three years later.

    Try again.

    • http://GetOutOfDebt.org/ Steve Rhode

      Thank you for posting your opinion. All I can say is three years ago when I wrote the article and raised my concerns, I was not alone in having some red flags flapping.

      People are entitled to their opinion. You’ve stated yours and these people stated theirs back around of the time of my article. See http://ethanvanderbuilt.com/motor-club-america-video/ or http://ethanvanderbuilt.com/2013/06/21/mca-motor-club-of-america-is-a-scam-yes-it-is-in-my-opinion/ or https://www.youtube.com/watch?v=Ip91QPBBqXg or http://jenniferspassion4internetmarketing.com/motor-club-of-america-mca-honest-review-why-its-a-scam

      Ultimately each person needs to make their own determination about what biz op they want to pursue or if they are trying to find the best value for money for the services sold.

      I’ve never seen it but if you have the MCA disclosure statement from 2013 when I wrote the article, please forward it to me. More on the Business Opportunity Disclosure Statement can be found at https://www.ftc.gov/tips-advice/business-center/guidance/selling-work-home-or-other-business-opportunity-revised-rule

      It’s not clear to me from your comment if you are defending the highly priced road service or the business opportunity.

      • http://www.delanas.com/ Delana Quinn

        I am countering the shoddy “research” claimed in the article. There are plenty of people making a nice living and enjoying the membership.

        People who don’t know the difference between business referrals and scam or pyramid scheme need to stop writing articles about what’s a scam until they’ve actually educated themselves.

        I’m defending truth over irrational nonsense parroting. I figured 3 years later it can still be done so unless you delete it, it’ll be here for others to stumble over and get a real clue.

      • http://GetOutOfDebt.org/ Steve Rhode

        So you don’t have it?

      • http://GetOutOfDebt.org/ Steve Rhode

        So your comments make me think I should write a new story on MCA. Are you ready to help with the story or do you just want to complain? If you want to help, please forward the current FTC biz op disclosures from the company and let’s start there.

      • http://www.delanas.com/ Delana Quinn

        I’m not complaining either way, nor am I doing your research for you – well, aside from what I’ve already done. The bottom line here is MCA is a legitimate company, an auto club that offers its members a referral bonus for referring new members…a model that is adopted by millions of businesses across the world. Just because they add an element of MLM giving the next layer of members a few bucks doesn’t make it a scam.

        Your information that MCA isn’t a legit company is bs. MCA is owned by TVC Holdings, Inc, they are legit, registered in Oklahoma, have trademarks and have been in business a very long time. Just because you demand to see some such document and can’t get it doesn’t make them a scam.

        Nowhere in your “research” did you bother just calling these people up to ask questions. I don’t give a shit about biz op disclosures. I already know the story. I was here to correct your original half assed biased piece a couple years later. :)

      • http://GetOutOfDebt.org/ Steve Rhode

        LOL

  • Bethany

    Ok, so I read a lot of negative reviews about MCA. I don’t
    know much about the affiliate aspect of the company, but I do utilize the
    services. Repeat… I do not sell Motor Club of America. I merely have the $20 a
    month membership. Here’s my experience with MCA:

    I joined MCA in July of 2014. I am a student and sometimes
    only work part time. I also drive a not-so-reliable car that is paid for, so I
    need to keep it for a while longer. However, the first time I needed to use MCA
    was actually for my roommate. He stopped by the gas station on the way home
    from work and when he went back out to his car, his transmission cables had
    broken. I met him up there and called MCA. A tow truck arrived and hauled us
    off to the repair shop. The tow truck driver said that they receive a $100 from
    MCA for the tow, but I only paid $20 for my monthly service fee. This was in
    August 2014.

    In September 2014, I was on the way to the beach and decided
    that I had better get gas first. After pumping gas, my car wouldn’t start! I
    called MCA. A tow truck driver arrived and towed me back to my apartment.
    Before he left, he raised my hood and discovered that in fact, I just had loose
    battery cables, which he showed me how to fix myself and then I was off to the
    beach!

    In February 2015, I had to work at one of our locations
    quite a ways from my home. As I was pulling in, terrible steam arose from my
    radiator and my car had overheated. I called MCA and I was towed to a repair
    shop.

    These are the only services I have used from MCA so far. But
    I feel I get a great service for a good price. I am aware that AAA is cheaper
    over the whole year, but I can afford $20 a month, billed to my credit card,
    much easier. Also, I have had AAA in the past. I lived with my sister in
    Virginia and we were on a plan together. Our plan only included 3 or 4 miles of
    free towing and they really want to keep service calls to a maximum of 4 a
    year. We paid around $150 for the year with AAA. MCA has an unlimited amount of
    100 mile free tows. I would have paid a hefty sum to have my car towed from
    where it overheated to where I like to have it repaired, closer to my home.

    As a member, I am aware that I can sell MCA memberships, but
    I really just don’t have the time to commit to it right now, nor do I see
    myself selling it in the future, because I don’t think I would be that good at
    internet marketing. I am just grateful to know that if my car gives me trouble
    today (and it might!) that I have a reliable (so far) service that I can afford
    and call and not be afraid about being stuck on the side of the road.

    • http://www.delanas.com/ Delana Quinn

      In September 2015 my son and I broke down on a dangerous curvy mountain road at dusk. I’d not joined MCA. I had roadside assistance with my insurance company. I called and got told it’d be an hour before anyone could get out to me. In an hour, we’d have been plowed into and sent careening off the side of the mountain.

      Kindly strangers stopped and routed traffic til HP showed up and they called a tow truck who charged me 300 dollars for about 17 miles. My insurance company eventually paid it when I filed the claim but didn’t pay all of it and didn’t pay it outright. I had to pay it first and get reimbursed. I canceled insurance with them and went elsewhere.

      I joined MCA afterward but called them up to ask how it would’ve been handled. They’d have dispatched someone and it wouldn’t have cost me anything. They also told me that I could’ve sent them the claim and they’d have paid it.

  • jessie rae

    My sister has signed up with them and says she made 600 in her first week. I have a really bad feeling about this. Ok, so she got a bunch of friends to sign up, but what happens when she runs out of friends? I don’t want to start a fight but this screams mlm scam like amway/world ventures etc. I can’t even find any sec filings at all or real “proof” of the numbers. Shady indeed

    • Ron

      MCA is actually a great service. The problem I have is hundreds if not thousands of people (mainly young) are just flashing cash to their friends and talking about the money you can make with little to no emphasis at all on the product/service. This is why it looks fishy. Prime example is what you said… what happens when she runs out of friends? Well that goes back to the fact that she was taught to go straight for her friends. You see where i’m going? It’s a whole different ballgame for people like me taking it serious. I am on the radio, tv commercials, etc. and am doing quite well, but I do not promote the opportunity, i promote the SERVICE and mention the opportunity as a kicker and explain why it’s more important to educate on the services. You can read about what I wrote here: http://realmotorclubofamerica.com/motorclub-of-america-scam/

    • http://www.delanas.com/ Delana Quinn

      I guess she’ll have to get off her butt and market her business to strangers like any other business does.

  • http://www.facebook.com/cherissasbusiness Cherissa Parra

    I’m sorry, your thought of us is all wrong. Like other Companies that depend on advertisements like television ads, radio advertisements and even PROFESSIONAL sales people & those other ways of advertising..M.C.A & Tvc rely on the “word of mouth” of our sales agents/associates. We have an opportunity for the average person to work from home to earn an amazing income. So the bad ratings usually come from us people, the sales agents/business partners who mis-represent or just advertise wrong. NOT THE COMPANIES itself.

    HERE’S OUR HISTORY

    Motor Club of America was founded in New Jersey by Mr. William W. Green, the company’s chief executive from 1926 to 1986. Mr. Green established the Motor Club of America and its subsidiary, the Motor Club of America Insurance Company, in the late 1920′s.

    Aided by his brothers, David and Samuel, Mr. Green built the company into a major insurer and auto-service agency in New Jersey and across the United States. It branched out into the hospital-services industry in the late 1960′s, building the New Jersey Rehabilitation Hospital in East Orange, N.J. In 1986, Mr. Green and his family sold their controlling interest in the Motor Club of America and the hospital. Mr. Green passed away in 1992. Motor Club of America, also known as MCA, is now a division of JVL Holding Properties, Inc.. JVL Holding Properties Inc., founded in 1996 and owned by Mr. Virgil W. Coffee, is headquartered in Oklahoma City, OK. JVL purchased the motor club holdings of MCA in 1996, along with MCA’s existing membership base.

    TVC Marketing Associates, Inc. which is also owned by Mr. Virgil Coffee, is the marketing arm for MCA. Prior to founding TVC Marketing Associates in 1987, Mr. Coffee played a significant role in the marketing of Prepaid Legal in its early years, creating Pre Paid Legal’s compensation plan, and helping the company grow from $1.6 million in sales to over $48 million, in a short period of time. TVC Marketing’s home office is located in Oklahoma City, OK. Since opening in 1987 to serve commercial driver license holders and small business owners with motor and legal benefits, TVC Marketing has seen continued growth for over 25 years. The existing membership base in all TVC and JVL motor club and protection products, is now over seven million members, and continues to grow each month.

    TVC Marketing Associates’ legal consul is Mr. Virgil Glenn Coffee. First elected to the Oklahoma State Senate in 1998, Mr. Virgil Glenn Coffee served in a variety of leadership posts including, Caucus chairman (2000-2002), Assistant Minority Floor Leader (2002-2004), and Minority Floor Leader (2004-2006).

    Mr. Coffee served as Senate co-president pro tempore (2007-08). He was named a “legislator of the year” in 2010 by the American Legislative Exchange Council.

    Mr. Coffee earned an undergraduate degree in political science from Northeastern State University, and received a law degree from the University of Oklahoma College of Law.

    In 2010, Virgil Glenn Coffee was appointed Oklahoma Secretary of State by Governor Mary Fallin, where he’s worked to support Governor Fallin’s legislative agenda and represents the Governor during budget negotiations, in addition to performing the statutory duties of the office. Mr. Coffee recently announced that he plans to be step down as Oklahoma’s Secretary of State by January 31, 2013, for private sector interests. Governor Fallin’s office said they plan to retain Coffee, who is an attorney, as an “outside consultant” on state water issues.

    TVC’s new Total Security Membership powered through MCA, and which was introduced in October of 2011, is the company’s newest home-business division. We also recently added our MCA Gold and Platinum memberships in September 2012, to help new TVC associates build a stable long-term income, just like other TVC associates have been able to do over the past 20 plus years.

    Since 1987, TVC has helped many people improve their financial lives, providing them with a solid income vehicle they could depend on.

  • 305ive

    I’m a Negro… I also conducted my own investigation prior to finding this great blog after being approached with this ‘ghetto opportunity’. So basically, this is a bubble. Like all bubbles, they burst. @2968ace49ad5cb3eb6ddb3f89f9e440e:disqus, really? @7028709598e3fa04d1a3500afb0eba0b:disqus , you serious? @facebook-591703557:disqus , C’mon now! @disqus_oRhJbLaSrH:disqus, True!
    One love Ninjaz

  • kct0

    I did my own digging and found much of the same info you’ve provided here with a more pieces of this puzzle:

    1. 3200 W Wilshire shows up in a search as a UPS drop box location,

    2. 6161 N May (the address for TVC, Inc with registered agent listed as Virgil Coffee) is shown as Asian Eternity Buffet,

    3. a Florida registration lists yet another UPS drop box address as it’s business address (1833 S Morgan Rd) for Brickell Financial Services-Motor Club, Inc (registered agent: The Corporation Company)

    4. as does the business Motor Club of America Enterprises, Inc (registered agent: The Corporation Company) but they are registered in Delaware

    5. with a THIRD business registered in Texas called National Motor Club of America, Inc (registered agent: The Corporation Company) doing business at the same UPS drop box address.
    6. the claim to 1926 may be solved with this NY Times obituary: William W. Green founded Motor Club of America in 1926 and died May 29, 1986 when they sold their controlling interest in the Motor Club (and the New Jersey Rehabilitation Hospital he built)

    • http://GetOutOfDebt.org Steve Rhode

      Great research. The connection I was unable to make was between the original MCA and the current MCA. It appeared to me to be two entirely different entities.

      • Randy

        I am a member and have just saved $100.00 on my prescription as well as had a tire changed promptly. As for the biz end, has anyone verified if the sen from ok, virgil coffee is actually involved with mca , tvc. Very Interested as thinking of doing biz, thanks.

    • http://www.delanas.com/ Delana Quinn

      >>>>I did my own digging and found much of the same info you’ve provided here with a more pieces of this puzzle:

      You didn’t do squat but pull nonsense out of your ass…and clearly you don’t know how to research either.

      >>>1. 3200 W Wilshire shows up in a search as a UPS drop box location,

      UPS has mailboxes. Lots of businesses use them. Means absolutely nothing.

      >>>2. 6161 N May (the address for TVC, Inc with registered agent listed as Virgil Coffee) is shown as Asian Eternity Buffet,

      It wouldn’t be a fictional address since they are a registered company so either they moved and where ever you found that wasn’t updated or there’s a type or you’re just full of shit.

      >>>3. a Florida registration lists yet another UPS drop box address as it’s business address (1833 S Morgan Rd) for Brickell Financial Services-Motor Club, Inc (registered agent: The Corporation Company)

      This is not related to MCA one way or the other, nor TVC Marketing, its parent company

      >>>4. as does the business Motor Club of America Enterprises, Inc (registered agent: The Corporation Company) but they are registered in Delaware

      This is not related to MCA one way or the other, nor TVC Marketing, its parent company

      >>>>5. with a THIRD business registered in Texas called National Motor Club of America, Inc (registered agent: The Corporation Company) doing business at the same UPS drop box address.

      The National Motor Club of America is also not associated with MCA nor any of those above.

      >>>6. the claim to 1926 may be solved with this NY Times obituary: William W. Green founded Motor Club of America in 1926 and died May 29, 1986 when they sold their controlling interest in the Motor Club (and the New Jersey Rehabilitation Hospital he built)

      Or you can call up MCA and fucking ask them.

  • Divine

    @7028709598e3fa04d1a3500afb0eba0b:disqus !!! wow you are ridiculous yea i hear you but everything you said is completely irrelevant I mean look at the name you choose you are clearly not the bigger person and showed disgusting racism it is 2013 are you really serious dude wow

  • A Person Making Money

    LMFAO!!!! I made over $5,000 in the last 2 weeks with MCA. I could care less about what your talking about. I think it’s funny you wasted your time. Can’t wait for this Friday’s paycheck.

    • http://GetOutOfDebt.org Steve Rhode

      If you “could care less” about it then why comment?

    • MCA IS FOR NEGROES ONLY

      @2968ace49ad5cb3eb6ddb3f89f9e440e:disqus – IF YOUR IGNORANT HOOD RICH ASS COULD GIVE TWO SHITS ABOUT WHAT HE BLOGS ABOUT ON “HIS BLOG”, THEN WHY THE F*CK DID YOU EVEN TAKE THE TIME TO RESPOND?? REAL PEOPLE MAKING REAL MONEY DON’T HAVE THE TIME. LIAR…YOUR A$$ IS LYING.

      • http://www.facebook.com/people/Lissette-Gathers/591703557 Lissette Gathers

        I bet you never tried it. You can’t speak on something you don’t know. MCA is for Negroes. If getting a check for signing people up is negroe money then I’ll take it better than sitting around waiting for crackers lol crackers

      • Ashley Nacole

        Racism doesn’t help. Good job. You made black people look more ignorant.

      • Ashley Nacole

        Look it up, don’t just hop on a band wagon. I myself am in MCA. I don’t see any problems. Don’t be ignorant.

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