Much credit card debt $60K – received notice that a lawsuit against me by AMEX (under $10K) was dismissed without prejudice by a local firm.
I received notice that a civil case against me regarding a cc debt was dismissed without prejudice by a local law firm in my former state – I used to live in GA and now live in Florida. I’m guessing they had a defect in their suit or they plan to file in Florida – but it’s no hidden secret I live in FL – I changed my address it’s on my credit report etc., Any reason why such might have occurred?
There are a lot of reasons that might have happened. One of which is that when they went to file they then looked at the supporting documentation and it was lacking.
If you are unable to pay at this time, rather than face another round of suits, let’s look at how to deal with the debt.
I’d suggest you first read How to Get Out of Debt. The Honest and Unvarnished Truth and The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy. They will give you a great overview of what we need to deal with to get you moving in the right direction.
Then use the free How to Get Out of Debt Calculator to review your options.
Once you’ve identified a company you want to work with, then follow my step-by-step guide on what you should look for and expect from a good debt relief company.
Please post your responses and follow-up messages to me on this in the comments section below.