My Chapter 7 Bankruptcy in Tennessee Was Horrible. – Shirley

“Dear Steve,

Im 62 yrs old, Im a widow. Im in chapter 7 bankruptcy in western tn. and its the most horrible thing ive ever experianced. I live 5 miles in the country in a double wide trailer on 1 acre. I am apx, 60,000.00 in dept, all but 6500. is unsecured credit cards. So far the trustee has had my 1999 pickup and my 1998 boat seized. Truck was sold as a 1996, person she had pick these up made me give him the title and was a very horrible man,\. Both were sold at private sale. Not public auction. Now shes after my 5 yr old car which and is my only means of transportation. Its paid for. I am still paying for my home and have never been late on payment. Shes going to come after my car and furniture even though lawyer put them as excempt. Lawyer says nothing he can do and he was paid in full for his sevices. I dont know what to do. I have no money, i live on my widows benefits which is 987.00 a month. Can you help me? Thanks



Dear Shirley,

If you feel the bankruptcy trustee has been rude and not treated you fairly I would urge you to call the Office of the Director of the U.S. Trustee Program at 202-307-1391 and file a complaint. You can also send an email to [email protected] but be sure to include your name, address, and phone number on all inquiries. If you are writing about a particular bankruptcy case, please specify: (1) the bankruptcy court location and (2) the debtor’s name and/or bankruptcy case number.

Your bankruptcy attorney should still be available to ask questions of if you have any unresolved issues.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

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