“Dear Steve,
I had a pay day loan that i default after a few payments because of personal situation that i had very little control on. Now i am getting calles from an indian accent person threating that cops will be sent to my house or work place to arrest me on felony charges and that I will need a crimimal laywer to contact this person at a phone number given to me. I tried to called back at this number but it goes directly to a voice mail only.
My question is that this personal didn’t say who they represent but only stated that they have file suit against me in my state. Is it legal if they didnt say with firm they were from and you they are representing and if they can legaly file suit against me?
Cha”
Dear Cha,
It’s a scam.
They are threatening you to par but we don’t even know who they really are or if you owe them anything. See Frightening Calls From Fake Debt Collectors Threaten People With Jail for Payday Loans. It’s a Scam.
Don’t fall for their crap. Ask them the case number and tell them you are going to call the local police department to confirm. If they said they filed suit against you, ask them for the case number and call your local county court house to confirm. You won’t be able to because the case doesn’t exist.
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