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If You Get This Debt Collection Email. It’s Dubious at Best.

Written by Steve Rhode

One of my Facebook followers sent me this email they got for a debt collection company trying to scare them into paying a debt they most likely don’t owe.

This effort ranks right up there with all the other bogus debt collection efforts that try to scare someone into paying a debt the company may not be authorized to collect. The tipoff is the bogus claims and names used.

I’ve bolded the questionable parts below to give you a clue on what to look for as just utter crap.

Bogus Debt Collection Email

“DUE AMOUNT-$

LOAN COMPANY/LENDER – ACS INC.

We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.”

READ  Is This Email I Got About an Old Debt for Real?

Learn More About These Bogus Collection Attempts

If you get an email like the one above, before you panic, ask the collector to validate the debt. See How to Dispute and Ask a Debt Collector to Validate a Debt.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

2 Comments

  • The email I received yesterday sounded just like the ones other folks had received. I thought it sounded suspicious. How do these foreigners that barely speak English get away with this. There isn’t even a phone number to call and speak to anyone about it. They can go blow!!!!!

  • I have received several emails that read veribatim to the one you listed. They have my social security number, an incorrect year of my birth and have sent numerous emails that are threating me.They say the are represented by Whitwcase legal which i can’t find on the internet. I called White and Case in Washington DC on Oct.5th when I was first contacted. they told me it was a scam.Since today was my payday they wanted me to send $100 through a PAYPOWER RELOADIT VOUCHER and they sent a list of places I could purchaseit for $3.95 plus the $100.Then I was to email my full name address city state zip code phone no. and reference code, amount and date. The store clerk said she thought this was a scam, but I bought the card because l can use i t like a refillable credit card,.so l am not out any money. I did receive a phone call today from a Mexican speaking English and he also gave me the instructions for the PAYPOWER RELOADIT VOUCHER AND L NOW HAVE A PHONE NO. (254) 935-8630 to call them. Should l send them the money or am l just being scammed? Thank you, Jane Riggs [email protected]

    4100.00

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