A Judgment Landed on the Wrong Account. Here’s How I’d Get It Fixed.
Judgment on the wrong account? The deadlines that matter, how a receiver changes who can collect, and when to call a consumer attorney.
Debt Collection
Insights on debt collection, your rights, how to handle collectors, dispute debts, and avoid scams while managing financial obligations effectively.
They Said They’d Call First. Debt Parking Trashes Your Credit Before You Hear a Word.
Most people think a collector has to reach you before a debt can hit your credit. That’s not true — and the trick has a name: debt parking. Here’s what it is and what to do.
The Newspaper Notice That Can Legally Erase a Dead Relative’s Debts
That ‘Notice to Creditors’ newspaper ad starts a legal clock — creditors who miss the 3-7 month deadline are forever barred from collecting. How probate erases unsecured debts, state by state.
A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)
A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.
A Medical Debt Collector Just Got Caught Breaking the Law — Here’s How to Fight Back If It Happens to You
A NJ mother’s lawsuit against a medical debt collector reveals illegal tactics millions face silently. Each FDCPA violation can cost the collector $1,000 — and charity care is shrinking.
The FTC Just Caught a Data Broker Selling Your Location to Anyone Who Would Pay — What the Kochava Case Means for People in Debt
The FTC just settled with data broker Kochava, which sold real-time location data from 300 million phones. Here’s what it means if you’re dealing with debt.
Maine Just Changed the Medical Debt Rules. Don’t Pay That Hospital Bill With a Credit Card.
Maine just banned wage garnishment and home liens on medical debt. But paying with a credit card strips every one of those protections. Here’s what to do instead.
Washington State Just Forced a Collection Agency to Erase $1.5M in Medical Debt. Here’s What That Tells You About Your Own Bill.
Washington’s AG just proved collectors can be forced to erase medical debt when they skip the notice rules. What that means for your collection letter.
Does a Debt Collector Count as a ‘Third Party’ the Privacy Notice Promised? A Reader’s Question, Answered
Lisa asked if her privacy notice makes her debt unenforceable once it’s sold to a collector. The real answer involves two laws, not one.
Does a Debt Collector Have to Provide Proof of the Debt? Yes — Here Is Exactly What They Must Show
Yes — if you request it in writing within 30 days, collection must stop until they prove it. Here’s exactly what proof they must provide and what happens if they can’t.
