I just started going crazy opening credit cards and maxing them out. Can you get me out of this hole?
Thank you for writing to me for help.
The initial reaction of many that read your question will not be one of sympathy. The corner you have found yourself in today is one that you admit is of your own making. But there must be more to the story here.
Rampant and binge buying is typically the symptom of underlying issues that lead to that end result. The roots of the underlying behavior are often intertwined with feelings of depression, bipolar issues, relation unhappiness or self-medicated shopping to fill a void or charge an emotional high.
Can I help you to get out of debt? Well, yes and no. I can show you the path towards solutions that might work for you and/or have worked for others in the past but only you can take the steps necessary to implement those solutions.
Until you can clearly identify what lead you into this financial swap and take action to not let that happen again I am afraid that the past may repeat itself again. And that’s not what either of us wants.
If you are ready to examine those contributing factors and take a first step towards getting out of debt I would suggest that you work with someone that can put together a debt management plan to help get you on track. Click here for debt management information.
Once you do that, and you are comfortable making that kind of commitment and changes, then come back and let’s talk about creating a more financially successful future for you.