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Lauren Went Crazy With Credit Cards And Now She is Maxed Out

“Dear Steve,

I just started going crazy opening credit cards and maxing them out. Can you get me out of this hole?


Dear Lauren,

Thank you for writing to me for help.

The initial reaction of many that read your question will not be one of sympathy. The corner you have found yourself in today is one that you admit is of your own making. But there must be more to the story here.

Rampant and binge buying is typically the symptom of underlying issues that lead to that end result. The roots of the underlying behavior are often intertwined with feelings of depression, bipolar issues, relation unhappiness or self-medicated shopping to fill a void or charge an emotional high.

Can I help you to get out of debt? Well, yes and no. I can show you the path towards solutions that might work for you and/or have worked for others in the past but only you can take the steps necessary to implement those solutions.

Until you can clearly identify what lead you into this financial swap and take action to not let that happen again I am afraid that the past may repeat itself again. And that’s not what either of us wants.

If you are ready to examine those contributing factors and take a first step towards getting out of debt I would suggest that you work with someone that can put together a debt management plan to help get you on track. Click here for debt management information.

Once you do that, and you are comfortable making that kind of commitment and changes, then come back and let’s talk about creating a more financially successful future for you.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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