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Federal Student Loan Notice Mailer Review

Written by Steve Rhode

An amazing reader Alicia sent in a new debt relief mailer through my I Buy Junk Mail program.

Alicia received a mailer from good old postal permit 1297 in Sacramento, California which promises some amazing student loan benefits including total loan forgiveness.

The outsides of the mailer does not say who the sender actually is and my opinion is it is possible someone could mistake this for an official mailer.

Click image for larger view.

Click image for larger view.

The inside of the mailer say the company behind this mailer is “a consumer advocacy group” but you would think that as a consumer advocate they would identify who they are. Just like the outside of the mailer the inside seems to be silent about who the company is that the consumer would reach if they called the number 888-819-1504.

The mailer also says the recipient has a “Federal Student Loan Qualified Programs” that are appropriate for them and it is something called “Student Loan Processing.” What is that?

The mailer also says, “Effective Immediately New laws Discounting Federal Student Loans” but it is unclear exactly what those new laws might be that would somehow make the person in Idaho eligible for TOTAL FORGIVENESS. There are not new loan forgiveness programs I am aware of. There are some programs that have been in place for some time that a targeted group of people with conforming work fields may be eligible for.

The mailer appears to only be targeted to federal student loans. Of course anyone with a federal student loan can call the U.S. Department of Education for free to learn what programs might be available or read this guide.

Click on image for a larger view.

Click on image for a larger view.

In my opinion the statement, “We work on your behalf with the U.S. Department of Education to find applicable financial relief programs to make your Federal Insured Student Loans flexible and easy to manage” is a confusing statement that some may read as the sender is somehow operating on behalf of the U.S. Department of Education. That is most likely not true. This appears to be a mailer designed to sell student loan assistance services to consumers.

See also  The Student Loan Help Center - Review. Are They a Scam?

At the bottom of the mailer there is a telephone number and next to it is says Student Loan Processing as if that is the name of the entity the person might call. But above that was used to describe the eligible program. Confusing.

You may want to read the following information and guides to help evaluate your situation.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

If you receive a credit or debt relief offer in the mail, do some good and let me pay you for it. Click here.

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Want to see more mailers I’ve reviewed as part of this program? Click Here.

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • I got the same mailer today with 877-935-4298 as the phone number. I thought about calling just to see if I could get a company name to help make a complaint.

  • NOT A SCAM. I received a similar piece in
    the mail, different phone number. (good marketing) It sparked my interest and I
    called in. Got the companies name and a direct number. Did my due
    diligence, found yes you can do this on your own. Great! I have no
    clue what to do or how to do it. Dont have the time to jump through the
    bureaucratic hoops. So like every service in life, i paid for it.
    Got more than my money’s worth. With something so important like my
    loans I prefer someone professional to handle it. The company i worked
    with seemed to have my interest in mind, I put fee into a “trust
    account” that the company set up, i could log on and see the money there
    and when the company preformed their job the money was released to them.
    Further, the company offered a money back guarantee in their contract.
    If for some reason they couldn’t provide the service they qualified me
    for they would refund me in full. It seem like the people whom have
    commented either didnt do their research, or didnt complete service with a
    company. Im sure those of you who commented you can do it on your own
    have yet to do anything, and those of you who have know it wasnt easy. My
    payments were reduced drastically based on my financial situation. Also I
    will never make more than 240 payment on my loans.

    LETS TALK SCAM – the servicers for these loans
    are the biggest scam, pinching multiple fees off your loan payments, misguiding
    borrowers into faulty payment programs that make them more money in the long
    run, and keep you paying on your loans for the rest of your life. After
    all they are publicly traded and designed to make investors money!

    If you have the three months of free time to do
    it on your own give it a try, if your busy like me call a company and give them
    a chance. They helped me, chances are they can help you.

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