Federal Student Loan Notice Mailer Review

An amazing reader Alicia sent in a new debt relief mailer through my I Buy Junk Mail program.

Alicia received a mailer from good old postal permit 1297 in Sacramento, California which promises some amazing student loan benefits including total loan forgiveness.

The outsides of the mailer does not say who the sender actually is and my opinion is it is possible someone could mistake this for an official mailer.

Click image for larger view.
Click image for larger view.

The inside of the mailer say the company behind this mailer is “a consumer advocacy group” but you would think that as a consumer advocate they would identify who they are. Just like the outside of the mailer the inside seems to be silent about who the company is that the consumer would reach if they called the number 888-819-1504.

The mailer also says the recipient has a “Federal Student Loan Qualified Programs” that are appropriate for them and it is something called “Student Loan Processing.” What is that?

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The mailer also says, “Effective Immediately New laws Discounting Federal Student Loans” but it is unclear exactly what those new laws might be that would somehow make the person in Idaho eligible for TOTAL FORGIVENESS. There are not new loan forgiveness programs I am aware of. There are some programs that have been in place for some time that a targeted group of people with conforming work fields may be eligible for.

The mailer appears to only be targeted to federal student loans. Of course anyone with a federal student loan can call the U.S. Department of Education for free to learn what programs might be available or read this guide.

Click on image for a larger view.
Click on image for a larger view.

In my opinion the statement, “We work on your behalf with the U.S. Department of Education to find applicable financial relief programs to make your Federal Insured Student Loans flexible and easy to manage” is a confusing statement that some may read as the sender is somehow operating on behalf of the U.S. Department of Education. That is most likely not true. This appears to be a mailer designed to sell student loan assistance services to consumers.

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At the bottom of the mailer there is a telephone number and next to it is says Student Loan Processing as if that is the name of the entity the person might call. But above that was used to describe the eligible program. Confusing.

You may want to read the following information and guides to help evaluate your situation.

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This offer was able to be reviewed because a kind reader sent it in via my I Buy Junk Mail program.

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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