Why Your Bank Won’t Deal Until You’re Behind
Steve Rhode and Damon Day discuss why banks won’t negotiate credit card debt until you fall behind, and why a strategy matters more than your credit score.
Student Loan Assistance
See my research, posts, and articles on student loan assistance, including repayment plans, forgiveness programs, and resources. Click the link to learn more!
Debt Is Math Wrapped in Emotion: How to Stop Panicking
Steve Rhode and Damon Day explain why debt is math wrapped in emotion, why bankruptcy is just branding, and how to stop panicking and find a way out.
AI Layoffs, Student Loans, and Social Security
Steve Rhode and Damon Day discuss why 69% say college isn’t worth it, Oracle’s 30,000 AI layoffs, Social Security’s 6-year deadline, and why getting out of debt now is urgent.
Your Tax Refund Won’t Fix Your Debt — Here’s What Will
Tax refunds feel like a windfall, but throwing money at credit cards rarely moves the needle. Steve Rhode and Damon Day explain what actually works.
Debt Lawsuits, Student Loans, and Scams to Avoid
Steve Rhode and Damon Day break down rising debt lawsuits, student loan forgiveness delays, military credit card traps, and how to spot scams.
The Hidden Traps in Debt Relief Ads You’re Seeing Right Now
Back with the Get Out of Debt guy, I am Steve Rhode,
the old authentic Get Out of Debt guy.
And, you know, if you have debt and you have a phone,
you
Should You Take That Credit Card Settlement Offer?
Steve Rhode and Damon Day break down debt settlement reality: when creditors actually offer deals (hint: not when you’re current), the 1099-C tax trap and…
The College Lie: Is That Degree Worth the Debt?
Steve Rhode and Damon Day expose the college myth: most students who take loans never graduate, yet carry the debt. They break down real earnings ($55K…
Student Loan Interest Rate Complaints: What to Know
A listener question about interest rates leads to a bombshell discussion about federal student loan changes. The ‘One Big Beautiful Bill’ signed July 4th,…
Parent PLUS Loan Changes: What They Mean for You
Congress dropped a bomb on Parent PLUS loans. Key deadline: June 30, 2026—if you don’t consolidate and enroll in income-driven repayment by then, you lose…
