Latest Posts
Home > Ask The Get Out of Debt Experts > Why Can My College Keep My Transcript Hostage? – Kimberly

Why Can My College Keep My Transcript Hostage? – Kimberly

“Dear Steve,

I seen a question that a guy asked you about owing a college and them holding his transcripts. I am in the same boat. I owe a private college in nyc a little less than 7,000 and I got my Associates Degree, I want to go get my Bachelors but its holding me back because I can not get my transcripts , What can I do? I seen you say talk to the organization that accredited them, How can I do that? I have tried to talk to the school but they will not give me official transcripts until the debt is paid off and that’s just not going to happen any time soon.

What are my options , being that I have a Associates Degree with them?, I think I have about 67 credits.


Dear Kimberly,

Well it sounds like you know what to do but not sure who to contact. I’m afraid even asking the State of New York for help might be a slim chance of getting the transcript. However it’s worth a shot.

Even State schools in New York clearly say on their transcript request form, “No transcript will be furnished to a student or alumnus who has outstanding financial obligations.” – Source

Think of the transcript as collateral. They know you will have to settle or resolve your bill to get the transcript. It’s their leverage over you so they get paid what they are owed. Otherwise people would get the transcript and skip on the bills.

The New York State Education Department can be reached at (518) 474-3852.

Please post your responses and follow-up messages to me on this in the comments section below.

Get Out of Debt Free Hotline
debt settlement helpstudent loan help

About Steve Rhode

Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.


I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.

  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.