Recently, Leyton Ward and I, who used to be in a tussle with, had a chance to sit down together and meet. He was gracious to share what TAFCR does and why most people don’t understand it. After spending time with Leyton I will admit what he tries to do to help consumers with mortgage problems, sounds unique.
Q. So what exactly does TAFCR do?
A. As an advocacy group, we primarily focus on teaching consumers the rules of grammar. Consumers believe since they can read a contract then they must understand what it means. This is not the case. Contracts are based on grammar and just like the laws of math, the laws of grammar are indisputable. In math we all know that 3+3=6. This is known as a fact. If someone were to place a contract in front of a consumer that says 3+3=13, a consumer would know this is not correct because consumers understand the laws of math. When a consumer is locked into a contract we find that consumers cannot identify what part of speech each word is. While this may sound trivial, it is actually just as vital as the laws of math. Changing a noun/fact into a verb or an adjective is no different than changing a 3 to a 4. When you have a math problem of 3+3=6 and you change one of the 3’s to a 4 then you no longer have a fact or a correct answer. Much more detail of what we do is listed at theadvocacyforconsumerrights.org/long-version/.
Q. Is TAFCR a law firm or a group of attorneys?
A. Absolutely not. TAFCR does not practice law, we are not attorneys and we do not give legal advice. Attorneys do things we cannot do and we do things attorneys cannot do. For example, we cannot help consumers by answering questions about bankruptcy or help with filing a bankruptcy. This can only be done by a licensed attorney. We only focus on the laws or rules of grammar. In most cases of consumer fraud, a contract was put in place between a company and the consumer. The contract is the foundation of all transactions between the company and the consumer. If the contract contains false & misleading statements then we may be able to assist in helping a consumer by filing a complaint in correct grammar.
Q. Is TAFCR part of a government agency?
A. No, quite the opposite. TAFCR sends a large number of complaints to government agencies such as the Department of Justice & the Consumer Financial Protection Bureau so the claims can be processed by the laws & guidelines within the federal government. We often run into government employees who are guilty of misappropriations and violations of the laws of grammar which can cause damage to consumers. In these cases, we act as an advocacy for consumers in filing complaints against government employees to ensure they are no longer allowed to damage consumers.
Q. What types of contracts does TAFCR review for consumers?
A. We can review any contract but most consumers have been damaged by the following types of contracts: mortgage, medical billing, credit card, loans. We do not help consumers with loan modifications, foreclosure rescue, debt consolidation, credit counseling or bankruptcies.
Q. Does TAFCR help whistleblowers?
A. Yes. A large portion of our work is done preparing whistleblower claims that go directly to the Department of Justice & the Securities & Exchange Commission. The federal laws, the laws of grammar and the guidelines for filing claims are very clear. Federal agencies have a duty to enforce the laws and process claims in which violations have been proven to occur. If a person has proof that a contract damaged the government, then that person may be entitled to damages and awards through whistleblower programs.
Q. How does TAFCR charge consumers for it’s services?
A. Our primary role is to educate and review. We never charge for any educational or review services we offer. We feel consumers should not be charged to see if a contract violates the laws of grammar. If we determine a contract violates the laws of grammar, a consumer can make their own decision to learn the laws of grammar for free or hire our company to assist them in filing a complaint. Fees for filing complaints are all done on a case by case situation and can only be determined by conducting a review of the contract in question. Consumers are never obligated to use any of our services. We feel consumers have the right to know the facts so they can determine for themselves which avenue is best for their long term needs.
Q. What should a consumer do if they feel they have been damaged by grammar fraud or they wish to learn more about the laws of grammar?
A. It is best to call directly or email to begin the review process. Our contact information is: (888) 320-1599 or [email protected] To get more information, consumers can visit www.tafcr.org.
So if you are confused about exactly how or if TAFCR might be able to help you in your situation, contact Leyton. Learning more and trying to understand their approach does not obligate you to use the service and you might learn something new.
If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.