Norma
“Dear Steve,
Due to medical condition requiring several surgeries within last three years, I had to file for Ch 13 bankruptcy but it was dismissed by trustee for not being able to meet the amount of payments the court required. My debts are two mortgages, medical bills, personal loans to family members, a judgement and student loans.
What can I do to keep my home from foreclosure and get out of debt in 5 years?
Norma”
Dear Norma,
I’m surprised that you didn’t ask for a Chapter 13 plan modification to adjust your monthly payment before letting the case get dismissed. Did you discuss this with your bankruptcy attorney and if you did, what did your bankruptcy attorney say to you about reducing your bankruptcy payment to a level you could sustain?
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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is it possible to have modifications done on you chapter 13 plan if you just had one done a few months ago?
Yes. Talk to your bankruptcy attorney.
Can I file chapter 13 a third time. my lawyer could not modify my plan due to they just modified my plan 2 months ago. she instructed me to call the trustee and use my imformal suspensions but the trustee may say no to this. so would i be able to file chapter 13 a 3rd time in the state of california?