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Currently a Dual Income Household with children, we both make an OK paycheck. But our struggles over the last few years with layoffs/factory shut downs/ new jobs/ more layoffs/ a sales job based on commission in a slow market/ and finally back to two regular paychecks has really put a strain on us financially.
I am having trouble just catching up and keeping the utilities paid and keeping everyone feed, not to mention the credit cards. I would like to formulate a plan to get it back together, and start paying these cards off once and for all. Can you help?