My CPTSD Has Left Me Making Poor Choices About My Student Loan Situation

Question: Dear Steve, Married with kids. A masters degree in Urban planning. Long story Since I have trust issues and self-worth issues that come from untreated and misdiagnosed CPTSD I attempted to bootstrap myself into a better situation by getting a lot of education. Now I have a lot of education and a ton of …

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My Son Has Paranoid Schizophrenia and Student Loans We Need to Deal With

Question: Dear Steve, It’s regarding my son James. He is 44. He was diagnosed as a paranoid schizophrenic when he was 17. Many hospitalizations and has been on antipsychotic medication since. He graduated from college 15-20 years ago. I paid. He has borrowed about $56,000 from the Feds and about $3,000 from a private bank. …

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I Have Financial PTSD Over My Debt and I’m Physically and Emotionally Spent

Question: Dear Steve, I am physically and emotionally spent. I earn $9.85 and hour and have $75k in Federal loan debt. Depression sinks in when I think about the private loan amount. I have had deferments however, I thought I would be able to find some better paying work to be able to make the …

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I Feel Self-Contempt, Depression, and Frustration Because of My Debt

Question: Dear Steve, Previously full-time 26 y/o college student who dropped out of school because, frankly, student debt and bleak job opportunities for my major outweighed its benefits. I work in nutritional meal prep now, providing a pretty good income and enjoyable. My debt issue began as a combination of student loans and an injury. …

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My Manically Ill Son is Deep in Debt. What Should We Do?

Question: Dear Steve, My 43 year old son has had 3 manic episodes this year and is finally on medication & realizing his life has turned upside down. He is living with us and in a daytime treatment center. In a manic phase he purchased an expensive 4 wheel drive vehicle and a travel trailer. …

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I’m Feeling Paralyzed in Debt in NYC Without Hope or a Way Out

Question: Dear Steve, I have a bank loan I failed at making small regular payments on, it’s at about $1000 and will be written off to collections end of next month. I have a lawsuit from another bank for credit card debt I racked up, so far it’s seemed to be in stasis (no letters …

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