Home > Tag Archives: mental health

Tag Archives: mental health

I Have a Mental Problem That Leaves Me Unable to Pay My Student Loans

Businesswoman does the questions

Question: Dear Steve, I have a mild psychiatric disorder, and I have my total and permanent disability form accepted. However, I found out that for a three year monitoring period, if I make money over the poverty level, in three years I will have to go back to paying it back. While I’m a responsible woman who can’t pay back ... Read More »

    Debt is the Symptom, Not the Problem

    The stomach ache is the symptom, not the problem. What is causing the stomach ache?

    Now here is a point many in the debt world get totally wrong. They assume that the debt someone has is the problem. That’s not true. In fact the debt is the byproduct of another event and like losing partial vision in one eye, it’s the symptom of a greater underlying issue. If the focus is on the debt itself ... Read More »

      My Mental Health Issues Are Keeping Me in Debt and I Can’t Find My Way Out. – Greg

      Ready to Collapse

      “Dear Steve, Hi. A little background info: I have a 4 yr degree, a Masters degree and K-6 Teaching certification, all of which I have little to no work experience in. I have been diagnosed with a few mental illnesses that hinder my quality of work and has contributed me to leaving stable, good paying jobs. I qualify to apply ... Read More »

        My Drives License is Suspended Until I Pay My Fines. – Phillip

        Ready to Collapse

        “Dear Steve, I have over 15,000 in hospital debt, over 9,000 in traffic fines and a student loan debt of more than 30,000 dollars. I keep making valuable efforts to repay with my income but with recent moves and job changes Im just losing my mind focus and energy. I regret my financial decisions and argued some of my fines ... Read More »

          Left a Good Paying Job to Follow My Dream. Now Laid Off and Facing Foreclosure.

          “Dear Andy, Left good paying job, Manager Financial AD Hoc Reporting, Harvard Univ. 2006 followed dream worked as an Animal Control Officer and then lost job to “regionalization” of the position in 2/2009. In 6/2009 my daughter entered a partial hospitalization program for her mental issues. She was home-bound for 18 months and is now participating in a full-time day ... Read More »

            I Have Mental Health Issues. How Can I Reduce My Debt? – Mel

            Ready to Collapse

            Mel “Dear Steve, I have a charged-off bank account, a charged-off cell phone bill, a charged-off credit card, and have not paid anything on another credit card for almost 6 months. The bank account received several overdraft charges that were a result of a cab company charging me $70 instead of $10, but I didn’t keep track of the receipt. ... Read More »

              My Wife Went Bankrupt Last Year And Now She Has 20 Payday Loans and is in Trouble Again. – Michael

              Ready to Collapse

              Michael “Dear Steve, My soon to be ex wife and I went bankrupt in May 2008, mainly because of her excessive spending, gambling and check writing. She is now over 35,000 in debt again and trying to hit me up for large sums of money (I do not have) to bail her out. I dont know anyway for her to ... Read More »

                My Sister-In-Law is a Paranoid Schizophrenic With Student Loans We Cosigned For. – Sara

                Ready to Collapse

                Sara “Dear Steve, My sister-in law has recently been diagnosed with paranoid schizophrenia and is currently locked up in in a mental hospital for the next few months, possibily years at this point. She owes about 6000 in student loans for which she has defaulted on. My husband is a co-signer on her loan so he is now forced to ... Read More »

                  Survey Finds Debt Equals Depression For Many: Women at risk to suffer with financial depression


                  This is a previous study that I participated in but it is still relevant and important to understand the relationship between debt and depression. Nearly half of the people who have problems with debt are experiencing symptoms of depression, according to a survey by Myvesta, a nonprofit financial crisis center. The survey found that 49.3 percent of people with problem ... Read More »

                    My Son Has Aspergers, Autism, Anxiety, Depression and College Credit Cards. – Laura

                    Ready to Collapse

                    “Dear Steve, My son who is 27 yrs old and currently on permanant disability for aspergers autism,anxiety disorder 300 and depression, he got caugh up in getting credits cards while attending school you know the ones, credit cards for students. Any way he will never be able to work and is currently getting social security disability benefits. what action can ... Read More »

                      I’m Taking Oxycontin and Roxicodone. I Can’t Think Straight to Deal With My Debt I Ran Up in My Husband’s Name. – Cynthia

                      Ready to Collapse

                      “Dear Steve, I am on disability and ran up 17000 in credit card debt in my husbands name and he can’t file bankruptcy or he will loose his job. I only get 11.00 an hour on disability and have applied for social security disability and keep getting turned down. the company I hired Binder & Binder are not helping me ... Read More »

                        I Am Bipolar and Deep in Debt. – Susan

                        Ready to Collapse

                        “Dear Steve, I’m recently diagnosed as bipolar – and have 25K in credit card debt that I’ve racked up over the last 18 months. I thought the problem started less than a year ago, and have blanked on anything prior to March 2008 with regard to finance trouble. How do I quickly get out of debt? I’m an at-home mom ... Read More »

                          Meltdown risks mental health disaster

                          Ready to Collapse

                          Fears over job security, paying the bills or even just whether your house is going to be foreclosed are fuelling an epidemic of stress, anxiety and sleepless nights among workers on both sides of the Atlantic – and it is managers who are having to pick up the pieces. Increased stress, anxiety and tension inside as well as outside the ... Read More »

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