Question: Dear Steve, In 2009 I took out a 2nd mortgage on my property to pay off debt. Six months afterward I lost my job and couldn’t make my payments. I filed Chapter 13 bankruptcy in 2011 in order to save my home. My case was not discharged because I failed to submit my tax …
Question: Dear Steve, I desperately need to remodel 2 bathrooms and my kitchen. have had leaks and there is damage that needs to be repaired. It can only be done with remodeling. I received an ad for Unison, a company that you don’t pay back or until you sell or a specified number of years. …
The U.S. District Court for the District of Nevada has ruled in favor of the Federal Trade Commission in a case against the operators of a scheme that deceived financially distressed homeowners by falsely promising to make their mortgages more affordable. The defendants also charged consumers illegal advance fees and unlawfully told consumers not to …
Question: Dear Steve, I opened a Home equity line of credit 13yrs ago with Bank of America. Seven years ago the account was closed because I got behind in payments. Five years ago is was charged off as bad debt. On the credit report, the amount says $42,000 owed and a lien was placed against …
Question: Dear Steve, Defaulted on my RI condo mortgage in 2013. I am being chased by a Dallas based debt agency for $55,000 for a shortfall in the value of the condo. I now live in NC. I have spoken to them on the phone and explained that I do not have that kind of …
Question: Dear Steve, My husband and both work and we have a combined income of 91,000. My husband took a cut in pay when we lost his job. We have excelled credit. Due to some not so sound decisions, we refinanced for 30-year mortgage. We did try applying for HARP but stated we made to …
Question: Dear Steve, I saw a question on your site about Camden Legal. Warn people to stay away. They changed their name to Westwood legal & had me pay $4000 in upfront fees for getting me a mortgage modification. It ended up with my having to hire a Florida foreclosure attorney to defend me against …
Question: Dear Steve, Individuals divorced for 10 years but still on the title of the mortgage. Mortgage in default and being resolved. We are in the process of refinancing and or financial assistance for a mortgage. The parties listed on the mortgage include individuals who have been divorced for 10 years. We now know that …
Question: Dear Steve, BELOW IS PART OF MY SECOND COMPLAINT TO THE CFPB, WHICH IN DESCRIPTION DOES NOT ALLOW ANY NAMES. FINANCIAL FREEDOM, SHAPIRO & INGLE AND BRUNSWICK COUNTY WERE SUCCESSFULLY ABLE TO INTIMIDATED MY 80 YEAR OLD PARENTS WITH HARASSMENT AND FEAR THAT 10 DAYS AFTER THEY FROZE HIS BANK ACCOUNT, THEY WERE BOTH …
Question: Dear Steve, THE 11 YEAR CLUB I APOLOGIZE IN ADVANCE FOR ALL THE CAPS. I SIGNED A CONTRACT I TENDERED, THEY BREACHED .. BAD, AND I PROTESTED AND STILL HERE BEING PURSUED BY A REEL GEM OF A ETHICAL LAW PLLC. NEED VOICE OR AT LEAST A BODY GUARD. 5 SERVICE TRANSFERS NOW 11 …