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America’s Servicing Company Won’t Modify My Mortgage. – Vicky

“Dear Steve, I have been trying to work with American Servicing Company for about 2 years, i have been trying to get a modification done on my home. After working with American Servicing company for 2 years and continuously denied modification on my home loan I was wondering if suing my lender would have to …

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I Can’t Get My Mortgage Modified and I’m Behind on Credit Card Debt. – Doug

“Dear Steve, I Was Injured On The Job An Can No Longer Work .When This Happened I Worked Out My Income Over The Next 5 Years The First 2 Years My Income Droped 35% The Next Year Another 15% The 4th Year Another 15% This Is Where My Income Is At This Time. The First …

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The Bank Won’t Modify Our Second Mortgage After a Job Loss. – Laura

“Dear Steve, I am on disability. My husband lost his job in July. We are living on disability and unemployment checks and have a greatly diminished income. Our bank, Wells Fargo, will not work with us on loan modification. We have a primary loan of $315K at 2.85%. Our second mortgage is for about $66K …

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I Want My Money Back for Mortgage Modification Charges. – Dudley

“Dear Steve, In November of 2011 Phillips Law Frm contacetd us offering to to get a modification on our mortgage loan with Well Fargo(Lender). Coincidentally we received a mailing just a week or so after I had submiited an application to Wells Fargo asking for the modification. This mailing gave a reference # and asked …

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I Filed Bankruptcy and Discharged My Mortgage But Bank of America Says They Have a Lien. – Arlene

“Dear Steve, I filed in fla chapter7 no reafirmation on mortgage or equity .All zero and discharged in bankrupty is on my credit report .Bank of America mortgage office said i am not obligated to pay equity and stay as long as mortgage is paid.Equity office Bank of America said the lein stays in effect …

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Blank? Mortgage Requires Some Money Up-Front to Help me With My Mortgage. – Cindy

“Dear Steve, Hi my name is Cindy. I tried several times to modify my mortgage loan to a lower monthly payment with my bank. Unfortunately, my bank dined me every time afterwards, they insist I try again later. I began to search for other means to have my mortgage modified. I came across the following …

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Who Can I Talk to at Bank of America to Buy a Defaulted Mortgage From? – Joseph

“Dear Steve, We have purchased a second note on a vacant house at courthouse steps auction by mistake, Bank of America has the First non performing (almost two year) Note. This house has been posted for foreclosure by bank of America several time, however they repeatedly pulling it back. I have been trying for over …

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