Question: Dear Steve, My story is the same as many others on here. I went to four years and undergrad and three years of law school and managed to finance the bulk of it through federal funding but I still have upwards of about 100-150k in private debt owed to Chase, Sallie Mae, and Alpine. …
Question: Dear Steve, I currently have Private Student Loans: Sallie Mae and American Educational Services, for total close to 158,000 I am searching for consolidation, but neither Sallie Mae nor American Educational Services offer any. I have searched in the internet and mostly what I have found is for FEDERAL student loan consolidation. Can you …
Question: Dear Steve, Okay, so I graduated from school about two years ago and accumulated roughly 90K in federal and student loan debt. During this time I was not able to find a suitable job. The only job I’ve had in that span is a part time job at a local warehouse store where I …
Question: Dear Steve, I took out private student loans in 2007 to attend a two year performing arts conservatory, 42k total. I defaulted on the loans, but because they are private, did not have access to a rehabilitation period. They were immediately due in full and I of course did not have money to pay …
Question: Dear Steve, Firstly, thanks for all the information here. It takes time to gather all this information, sources and repost it in a way that failures like me can understand. In a quick nutshell: Attended a US uni in London, UK, for 3 years, whole thing on student loans. Graduated in 2008, in the …
Question: Dear Steve, I am writing for my son who has just found out that his private student loan was put into default. My son graduated from college in 2013. Since then he has received a Master’s Degree and is working full time in another state making $30,000 per year. He has $130,000 debt for …
Question: Dear Steve, I went to college as a nontraditional student, but was not financially very smart. I am married with 2 kids and it seemed like the best solution at the time to take out the loans. My college hours and radiology program that I was in was very time consuming and demanded dedicated …
Question: Dear Steve, I had a few jobs changes (trying to better my career). Finally got the job I had studied for (immense amount of student loan debt). $11k in credit cards, and about 9k in (2) loans. During that time I was also selling a house (sold at a loss). Renting (double living expenses …
Question: Dear Steve, I am currently a full time PhD student. During my undergraduate and Master’s degree programs I acquired both federal and private student loans. Since I’m in school my federal loans have not entered repayment. However, my private loans are a different story. I have private loans through CUStudentLoans/ECSI and AES. Prior to …
Question: Dear Steve, So I had a loan with aes for 7500 balance. I had to have surgery and out of work for 8 months, they wouldn’t work with me in deferring my loan. so i wanted to start paying now and they have send it to collections. The collections guy said i have to …