breathing room

• We Are Making Ends Meet But Have No Extra Money to Put Toward Our Credit Cards. – Sarah

  “Dear Steve, We are making ends meet but have no extra money to put toward our credit cards. We have no breathing room. We can’t leave town to go see our family without worrying about being able...

  • Posted June 19, 2010
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• I’m Barely Making My Minimum Payments. What Can I Do? – Pete

  Pete “Dear Steve, I’m $90,000 in CC and loans. My income was slashed by $50,000. Barely make minimum payments I need advice? Pete” Dear Pete, You’ve really made it hard for me to give you a lot...

  • Posted May 12, 2010
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• David Writes In “I Have No More to Give”

  David wrote me through the GetOutOfDebt.org site to ask his question below. You can too! “Dear Steve, I have about $20,000 in credit card debt. 4 cards that I’ve transferred balances to, each with a rate of...

  • Posted March 19, 2010
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• Kim is Stressing Out Trying to be Frugal in Hard Times and Make Ends Meet

  Kim “Dear Steve, I’m paying credit debt on time not getting anywhere with minimum payments. Husband laid off from work 15 months. Not using cards just trying to pay off. Income is very limited. How can I...

  • Posted February 4, 2010
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• Where Are The “Eager to Help” Creditors? – Steve

  “Dear Steve, I am nearly reached the end of long journey journey to enter a heathcare profession. Credit, damaged during the lean years of graduate school, was most rehabilitated. But then I had a job change (with...

  • Posted January 8, 2010
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• Steve Writes In “I Want to Cash Out My 401(k) And Pay Off Debt.”

  Steve wrote me through the GetOutOfDebt.org site to ask his question below. You can too! “Dear Steve, I currently make $46,000.00 per year with no benefits. My wife’s income is $19,800.00 per year. Three years ago her...

  • Posted December 30, 2009
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  Lower Your Car Payment. Skip It, Lower Your Interest Rate and Get Cash Back

  Here is a little financial tip that I’ve used in the past but I keep forgetting about. Refinancing an existing auto loan to lower interest rates and monthly payments. I just got an email that a client...

  • Posted December 26, 2009
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• How Do I Get Out of Debt Without a Huge Credit Card Payment Every Month? – Allison

  Allison “Dear Steve, I have too many bills and don’t make enough money. I have $12,000 dollars in credit card debt, if eliminated or reduced, I’d be able to afford to live. I am married with two...

  • Posted December 26, 2009
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• Robert Wrote “I Do Not Know Where To Start Other Than I Am in Debt”

  “Dear Steve, I do not know where to start other that I’m in debt. I want to pay all of my credit card debt starting with my lowest and working my way to the last but I...

  • Posted October 21, 2008
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