Today’s 6% PPI report killed 2026 rate cuts. If you’ve been waiting for lower rates to tackle debt, here’s what to do instead — balance transfers, hardship calls, and options nobody mentions.
Goldman’s 2026 inflation playbook was written for rich clients. Here’s what the same data means for your credit card balance and minimum payments.
Synchrony just posted $805M in profit. If you have a store credit card with a promotional balance, the deferred interest trap is about to spring.
Kevin Warsh just told the Senate he’ll keep rates high. Here’s what that means for your credit card APR, HELOC, and adjustable mortgage — and what to do this week.
Wells Fargo’s CEO called market conditions ‘fragile’ on Fox Business — I explain what that word actually means for your credit limit and what to do now.
A Groundwork Collaborative poll finds 63% of Americans prefer a 10% credit card interest rate cap over keeping rewards programs. With 49% of cardholders carrying balances monthly, the math shows why they’re making the right call.
Credit card interest rates are near all-time highs at 21-23% APR, while total US credit card debt hit a record $1.28 trillion. The Fed has cut rates but card issuers aren’t passing along the savings. Here’s why — and what options you have.
Quick Answer: Balance transfer cards can help manage debt, but they fail for more than a third of Americans according to a survey of 4,500 adults by Debt.com and Money Talks News. The zero-percent interest offers expire after 6-21 months, and 68 percent of respondents successfully paid off balances before promotional rates ended.Americans are struggling …
Quick Answer: Bank of America’s balance transfer offer can be worth it for disciplined borrowers, featuring 0% interest for 16 months with a 4% transfer fee. The key is paying off the entire transferred balance before the promotional rate expires and the rate jumps to 9.9%.You would not believe the number of credit offers I …
Quick Answer: Using a home equity loan to pay off credit card debt can save money through lower interest rates, but financial experts advise against it during economic uncertainty. Moving $20K from an 8.99% credit card to a 4% home equity line puts the home at risk, since credit card debt can be discharged in …
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