Should I Eliminate My Debt With Debt Settlement or a Debt Negotiator?

“Dear Steve, I am looking for help to get my debts in order. I owe approx. $30,000 (9) credit cards, (1) loan. The accounts are all closed and are shown as being charge offs. I don’t know if I should go the Debt Settlement route or Debt Negotiator route. I’m starting to get phone calls … Read more

I Am a Debt Negotiator. Can Chase and American Express Refuse to Work With Me? – David

Question: Situation * I am a negotiator with a Debt Settlement company. Can Chase or American Express refuse legally to discuss the account with a debt management office even if we have legal notarize papers? how can I get passed this. also how is the goverment allowing debt buyers to charge more interest on accounts … Read more

Lloyd Ward Group NAILED by Connecticut Over One Refund

If you look at the recent action taken by Connecticut you’d realize how important it is to make sure your debt relief company is fully compliant with every state. In fact I even give you a free tool to check that out. Too bad Lloyd Ward Group, the Dallas based attorney model debt settlement firm, … Read more

California Warns Consumers About Short Sale Fraud

California Attorney General Edmund G. Brown Jr. today joined the California Department of Real Estate and the State Bar of California to warn homeowners about an alarming rise in short sale fraud across California in a field “rife with scam artists“. A short sale is an arrangement in which a homeowner sells his or her … Read more

New Regulations to Restrict Debt Settlement Forms Becomes Law, Now.

Last year Attorney General Blumenthal in Connecticut fought to get new laws in place to protect consumers from debt settlement and debt negotiators that charge consumers and up-front fee to settle debts. The law has the following provisions: Obtain a Connecticut debt negotiators license and file a surety bond Not refer to state licensing or … Read more