In the Military, Out of the Country, Divorced and Deep in Debt. – Jamal

“Dear Steve, I’m in the military serving overseas and have served 13 years. I recently divorced less than a year ago and I have a mountain of bills and debt. I tried to manage my money wisely but I’m in over my head. Please help! How can I get a debt consolidation loan to when … Read more

Here’s How Debt Settlement Companies Plan to Get Around New Consumer Protection Rules – Go Offshore!

Here is a recent debt settlement company trade association presentation from The Association of Settlement Companies (TASC) that appears to suggest to TASC members to consider circumventing new consumer protection rules to come from the FTC by avoiding traditional phone lines, moving operations offshore like gambling and payday operations, and selling discounted medical & health … Read more

We Are Stuck in a Home in a Neighborhood That is Turning Into a Ghetto. – Lisa

“Dear Steve, As of today, 4k in money market savings, 2k in old mutual fund, 70k with TSP. Pay off credit cards every month in full. We have two debts, one student loan at $117/month and our townhouse. 10/1 ARM LIBOR will reset in 2015. 310K at 5.75%, with $296k left owing. 2nd mortgage of … Read more