How to Stop Paying Your Student Loans if You Are Hit With a Hurricane, Tornado, Earthquake, or Blizzard

Your government cares about you, well, sort of. If you owe money on federal student loans you may be able to stop paying the loans and have the privilege of being charged additional interest if you live in an area hit with a horrible natural disaster. The Department of Education says they check “the Federal … Read more

Debt Survival Bible – One Month After a Natural Disaster

If you are reading this then it might have been a month since you experienced a major life disaster. Maybe it was a natural disaster like a flood, earthquake, or big storm. A lot has surely happened in the last month. Maybe you are back in your home, it’s badly damaged, or it was destroyed. … Read more

Debt Survival Bible – Immediately After a Natural Disaster

Okay, the worst has happened and you are now displaced and out of your home. Hopefully it will only be for a short period of time but in some cases it might take weeks and years to get your financial life back to some version of what it was before the disaster. The first thing … Read more

Debt Survival Bible – Natural Disaster Evacuation Guide

Life is unpredictable. When you least expect it some manmade or natural even can suddenly appear in your life and through your world into turmoil. Be it a hurricane, wildfire, tsunami, earthquake or other natural disaster; you need to know what to do to handle the event and survive financially. This guide will help you … Read more

Debt Survival Bible – Natural Disaster Hunker Down Guide

If you are facing a natural disaster and must shelter in place then follow the steps below to best prepare to protect your finances while you ride out the event and recover. Depending on how bad the event is, it might be a day, weeks or months before your financial life returns to some degree … Read more

Giving Back When Money is Tight

Last weekend a nasty tornado ripped through my town of Raleigh, NC. Many of you undoubtably heard about this nasty cyclone on the news, reported to have been 4 miles wide and continue for roughly 96 miles. By a miracle my family and I were spared from any devastation. However, some were not as lucky. … Read more

My Credit Card Companies Said They Can’t Help Even if They Got a Bailout. – Shaun

Shaun “Dear Steve, Hubby and I bought our home in 2007, our credit was in pretty good condition. We had the same amount of credit cards as we do now, with the exception of 2. One each. Some are the same cards for both of us. We have about 13 or 14000 in just credit … Read more