We have credit card debt and medical bills that we cannot keep up with – approximately $15,000. I am a stay-at-home Mom who works part-time in a seasonal job. My husband took a pay cut when he got re-employed over a year ago. We have creditors calling because we’ve fallen behind in our credit card …
“Dear Steve, 25 Year Old Man Work for Big 4 Accounting Firm Salary – $75K Credit Card Debt – $25K with 18.99APR High 600 – Mid 700 Credit Score I have a steady income but do not see a way I can pay off my credit card debt anytime soon with such a high interest …
“Dear Steve, I’m glad that I found your site! Anyway, my cc situation started some years ago when Capitol One,of which I have two accounts,changed my due date for my payment and I didn’t realize it until it was too late. They had already raised my rate and added their service charges. I called and …
Bonita “Dear Steve, Is there a debt consolidation program, or debt settlement program, that you can use if you have an excellent credit rating still, but are deeply in debt from credit cards without it affecting your credit? I’m talking $40,000 in debt. Thanks, Bonita” Dear Bonita, It does not matter what your credit score …
Tony “Dear Steve, I currently have most of all my credit cards in a debt consolidation program except one. One of them cant go on the debt program because its in litigation How do I handle that ? Tony” Dear Tony, I’m left wondering how effective this debt consolidation program is that you are in. …
Christina “Dear Steve, I am your typical housewife who has gotten herself in over her head with credit card bills. I am in approximately $10k worth of debt. I have been looking for employment (to no avail) and have a part-time job as of right now. I have been making my payments on time and …
“Dear Steve, I need to consolidate my debt to one payment get on a budget and get my life on track with my finances. LEARN TO BUDGET and not spend foolishly Can i get a loan in conjuction with paying of creditors?? Help Carol” Dear Carol, I had the following questions that I’d like for …
Tracy “Dear Steve, My husband and I are self employes and dont make a lot of money.he use to have a steady job before being laid off two yrs ago..we tried consolidating our debt and were kicked out of the program because we couldnt afford the monthly payments..now creditors are calling all day and I …
Roberta “Dear Steve, We signed up online for an advertised debt consolidation with Bank of America. The interest rate was high 18.99%, but lower than the existing debt on credit cards used to pay medical expenses at 24.99%. I have been paying on this debt at 900 per month for a year now and not …
“Dear Steve, My husband and I are about $27,000 in debt. We have 2 personal loans-unsecured. One will paid off is 2 years and the other in 3 years. Both are current on the payments. We took out the loans to pay off debt, but still got ourselves in debt. We have learned our lessons …