We Can’t Keep Up Our Credit and Medical Payments. I’m a Stay at Home Mom Who Works Part Time. – Martha

We have credit card debt and medical bills that we cannot keep up with – approximately $15,000. I am a stay-at-home Mom who works part-time in a seasonal job. My husband took a pay cut when he got re-employed over a year ago. We have creditors calling because we’ve fallen behind in our credit card … Read more

Should We Sell The House And Pay Off the Credit Cards? – Yvonne

Yvonne “Dear Steve, We own a house which we want to sell and move elsewhere. We have probably $120,000 equity in the house. We owe one year’s lease payments on a work van at $700/mo. and then owing $18,000 at end of term. We owe $40,000 in credit card debt. I keep switching cards to … Read more

I’ve Made an Appointment With a Credit Counselor But What Should I Do? – Mary

“Dear Steve, I’ve been married for 4 years to my husband. We have a home, car, and one credit card in both of our names. We also have credit cards in just my name. Our credit card debt has gotten out of control; to the tune of $93 thousand dollars. $75 thousand is in my … Read more