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Our Chapter 13 Bankruptcy Was Dismissed. Our Mortgage Company Didn’t File a Claim. – Dalia

“Dear Steve,

Chapter 13 was dismissed on 02.02.2011. IRS claims involved.

Our bankruptcy was dismissed 02/02/2011. The trustee office has $16,000.00 on hold that was suppose to be paid to our mortgage company for ongoing payments. I recently contacted our mortgage to apply for a loan modification and was told i was about 14 payments behind that is when I noticed the trustee was not paying the mortgage payments. I contacted the trustee office and was told the money is being disbursed to the IRS and other creditors at the end of the month since the mortgage company did not file a claim. What recourse if any do we have?


Dear Dalia,

I would suggest you get a second opinion from a local bankruptcy attorney. Was your mortgage company named in your bankruptcy filing?

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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