I live alone in a home that is now in my mothers and my name jointly. Before that it was only in her name. When she wrote her Will a couple of years ago she also put my name on her checking account. So that if she died, I would not have to go through the transfers. Her name is first on the deed. The property is paid for and has 5 acres of land. When I became disabiled 3 years ago I had three catoluge charge accounts. I have been making payments but due to the cost of living and no COLA increase for two years I can barley get by now. That money would help me so much if I could apply it to my cost of living.
I know they can’t take my S.S.D.I.. My question is. Can these catolouge creditors take money from mine and my mother joint account? Or can they place a lien on our joint owned property. The debt is $3000.00 and I live in Alabama.
If a creditor took you to court and won they would be able to take action against an asset or bank account in your name if they got the permission from the court.
I don’t see any reason why they would not be able to do this but you really need to speak to an attorney licensed in Alabama for a definitive answer.
How much do you owe the catalog companies?
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