How Do I Let Go Of My Credit Cards Without Hurting My Credit? – Sonia

“Dear Steve,

two major credit cards with each 16k limits.. one has 11k and one has 10k. I have 100 in interest each month. I pay 250 to 300 each month. I want to let go of them.

How do I do this without hurting my credit?


Dear Sonia,

The only way to get rid of your credit cards and not hurt your credit is to pay the balances off in full.

Otherwise you can use the free How to Get Out of Debt Calculator to review your options.

Please post your responses and follow-up messages to me on this in the comments section below.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
Damon Day - Pro Debt Coach

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