“Dear Steve,
I have both a personal loan and a car loan through my bank both loans are past due. if i payed the auto loan up to date can my car still get repoed for being past due on the personal loan (bank told me over the phone that both had to be up to date to stop the repo) is this true
Angelo”
Dear Angelo,
If your bank is a credit union I would believe that. Credit unions are marketed as the kinder bank but they have this nasty cross-collateralization arrangement where are your loans and credit cards are dependent on the other.
If it is a credit union and your personal loan was delinquent, since the car would be security for all the loans I would not be surprised if they did that.
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