“Dear Steve,
I paid off my car with grow financial credit union in clearwater, Fl about three months ago. I have not rec’d a title and figure they are holding it as a cross collateralization clause somewhere in my paperwork. I defaulted on their cc due to the times. Can they reposses my paid up car??? What can I do to get my title?
Garrett”
Dear Garrett,
Unfortunately it sounds right to me. The cross-collateralization issue is a nasty little trick credit unions use.
You can get your title once you either pay off the card or negotiate some other solution with the credit union to resolve the credit card debt.
Please post your responses and follow-up messages to me on this in the comments section below.
Sincerely,
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
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You answered part of my question. Will GF reposses my car at this point or just keep the title? Do you have experience with GF. Can you help negotiate a payment plan? What if I change the name on the title to my corp? Thanks, Garrett