I just published a post where I took a look at recent job postings. The post mentioned a debt relief company I was not familiar with, Helping America Group.
The company says, “We are a risk management company that works with you and your debt,” among other things. – Source
Apparently the company is excited about something called “debt dismissal.” They describe it by saying, “Debt dismissal, on the other hand, means the debt in its entirety does not have to be paid back. There are basically two kinds of debt dismissals. A debt can be dismissed with or without prejudice. In simplest terms, without prejudice means the plaintiff or debt collector has the option to sue you again. With prejudice means the case is truly over and he does not have the option to sue you again for the remainder of the debt.” – Source
Helping America Group, or HAG as they call themselves, describes how to get your debt dismissed. They say, “The first step in getting debt dismissed is to stay involved and show up for court dates. It’s estimated that at least 60 percent of people who are sued don’t even participate in the lawsuits that are filed against them. This almost guarantees that the creditor will win the case. Another important aspect of getting debt dismissed is asking the debt collector to prove the case. This is called debt verification. Verification would at minimum include a description of the amount that you are told you owe and the name and address of the creditor that originally held the debt. Debt collectors are legally required to prove that you owe exactly what they say you owe. Many times they can’t. This is because when a creditor sells a particular account to a debt buyer the proper documentation doesn’t always follow.”
HAG describes themselves by saying, “Helping America Group (“HAG”) is not an attorney at law and does not give legal advice. It is not a credit counseling service or a debt management or debt relief company. HAG works directly and in conjunction with clients who are not currently involved in litigation for debt related matters that the client discloses to HAG in its agreement with HAG. In the event a client of HAG becomes involved in litigation for a debt related matter pertaining to a debt that HAG has been working to get dismissed, HAG will recommend an attorney or attorney network to represent client and HAG if necessary and applicable. Inquire further for more details.”
Feel free to contact them for more details.
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I did find it interesting the HAG site links to consumerrightsfirm.com, a purported law firm that deals with consumer debt issues. [The link was a cookie the site tossed up when I visited it and there was a stylesheet link in the source code.]
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