Understand debt settlement—how it works, its impact on credit, potential risks, and alternatives to help you make the best decision for your financial future.
Question: Dear Steve, I purchased a beautiful home two years ago, in June of 2020. The real estate market just recently boomed, and I discovered I could sell my house and make nearly $100,000 to get myself out of debt. However, I do not wish to sell the beautiful home that I purchased. I would …
Question: Dear Steve, I read your review of Century with great curiosity, as I was a client from Feb 2019 until a month ago. I believe that they operate very unethical, attempting to skirt the FTC Telemarketing Rule by sending local notaries to sit with prospects on a conference call and then saying the notary …
Question: Dear Steve, I paid World Law around $15,000.00 and didn’t get any of my debt settled don’t know where my money is. I want to know how I can get my money back. Judy Answer: Dear Judy, Wow, World Law, there is a company I have not heard about in a few years. Honestly, …
Question: Dear Steve, I contacted ClearOne Advantage yesterday; they connected me with Pacific Debt. They supposedly have a good rating with BBB. The reviews are good also, but I am hesitant to do this. (with so many scam companies today) Should I go with this company? I could not pay my credit cards as I …
Question: Dear Steve, I was supposed to be having my bill go down, not up. But instead, my credit kept getting worse. What am I missing here? They were taking $352&change from my account for damn near an entire year. So do you want to explain why my bills kept going up when they were …
Question: Dear Steve, Due to poor judgment, I went into business with the wrong people. As a result, my credit cards were maxed out, and all inventory was stolen. I struggled to make payments on everything before this proved too much. Finally, I could no longer pay my bills. Again I was a victim of …
Question: Dear Steve, I stupidly signed up with WyoLaw Firm, LLC (formerly Summit Law Firm) in February 2019 for debt reorganization due to extensive medical bills, etc. They promised my debts would be paid off and cleared in 2 years, but it has been absolute HELL ever since signing up with them! I went from …
Question: Dear Steve, I entered a debt consolidation program with a popular company I read the reviews on the Better Business Bureau website about this company obviously too late they’ve taken over $10,000 from me. They have returned approximately $3,000. Is there any recourse for this type of action? They have seem to covered all …
Question: Dear Steve, My husband and I have gotten into a lot of credit card debt due to many factors and poor financial decisions. It has gotten to the point that we have to keep using credit because so much of our cash goes to payments. After all, we always pay over the minimum. The …
Question: Dear Steve, I have seen you know a little about ClearOne Advantage debt settlement, and I went with them thinking it was the best solution for me. But now, I am a little skeptical and scared. I have never been late on a single credit card payment in my life, and now I’m one …