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Debt Settlement

Will American Express Settle With Legal Helpers Debt Resolution? – Dave


“Dear Steve, Signed up almost 3 yrs ago with Legal Helpers Debt Resolution. Almost at the end of 3 yr contract. Started with 5 CC accounts. Now only 2 left. LHDR negotiated 3 (2 to go). I still have 2 CC debts to settle. One is for 13K (they have not been agressive and have not taken any legal steps ... Read More »

    Lloyd Ward & Associates Stopped Settling My Accounts. – Bill


    “Dear Steve, 2 and a 1/2 years I have been on a Debt Relief program with Lloyd Ward and Associates. 5 credit cards have been paid off with 4 more to go. In April of 2012 they transfered from Noteworld to Global Solutions claiming the fees for me are less. Right after the transfer most of the employees defected to ... Read More »

      WFS Debt Relief & Whitelight Financial Services Scammed Me for $1,500. – Wes

      Shocked Face

      “Dear Steve, About 3 yrs ago I was having a difficult time keeping up with my high interest credit card bills and overheard on the local radio station about WFS Debt Relief. At that point I was still making all payments and on time. I was new to the whole “debt consolidation” industry and was simply looking for some help. ... Read More »

        Cockburn & Associate Claims Make Me Wonder If They Are True – Georgia


        “Dear Steve, I have quite a bit of debt outside of my mortgage about $60,000 and it is causing us much stress and it just seems to keep going up rather then diminishing at all so I have been trying to figure out ways to pay it down this is how I came across the company I have a question ... Read More »

          Asset Rich But Cash Poor. Want to Settle My Debt and Pay for Delete

          family portrait

          “Dear Steve, I have a different problem than a lot of your readers. I have lots of assets, but my income is very limited. I have property worth about a million dollars, but because it is more than 5 acres with a manufactured home no one will loan against it. In about 2 years will start collecting social security so ... Read More »

            Is My Plan to Deal With My United Recovery Debt a Good One?

            stolen idea

            “Dear Steve, 1. 1993 – I get a credit card, my first and only (Cap One). 2. It’s fine for several years. 3. 2003 – Divorce, followed by scary major illness; unable to work. Disaster. Balance creeping up. 4. More disaster. Long irrelevant story. I use the cc to pay the rent. Keeping the roof over the kids’ heads. 5. ... Read More »

              How Do I Settle My Debt With a Collection Agency?

              Financing a budget

              “Dear Steve, Time to Face the Dragon? I have 40k in credit card debt amassed during 2 years of unemployment. 28k of it has been sold to third party collectors. I am now in a position to clean it all up. I realize now I should have declared bankruptcy. But it’s too late now since I am employed again. So- ... Read More »

                Clear One Advantage and ACCC Both Say They Can Help Us With Our Debt. – Ty


                “Dear Steve, My wife and I have a combined debt of 75,000.00. A large part of this is due to using credit cards when I was out of work for a year and a half. This was 4 yrs ago. We are current on all of our debt but find that we are just getting by paycheck to paycheck. We ... Read More »

                  I Feel Cheated by Debt Validation of America and The Firm. Help! – Bonnie

                  help woman

                  “Dear Steve, Several years ago I contracted with Debt Validation to negotiate and pay off my debts. Over two years, I gave them $400 per month, totally about $9,000. I have not been able to get info from them for awhile, and now I just found out they went bankrupt, are being picked up by The Firm, who did not ... Read More »

                    Will I Ever Get Justice for Being a Victim of Allegro Law Debt Settlement? – Rebekah

                    Beautiful blond girl with sky as a background

                    “Dear Steve, We were with Allegro Law for 3 years, and did file the forms with the appropriate people when the scam was uncovered. We have been waiting several years for our refund from Allegro Law, it has still not been resolved it seems. Have you hopefully an further info on when payments might be. The last update on the ... Read More »

                      A Law Firm Says They Can Protect Me When I Settle My Debt. – Sherrie

                      Woman Whispers a Secret

                      “Dear Steve, I received settlement offers from my creditors. How do I ensure that they do not sell my account to another party for collections after receiving the settlement? I was told by a debt counselor working with a local law firm that I could settle my accounts on my own, but creditors have been known to then sell the ... Read More »

                        I Want to Sue World Law Group for Doing Nothing but Getting Me Sued by Discover. – Sherrie

                        angry woman

                        “Dear Steve, I was contacted by World Law Group 10 months ago when I was struggling to make payments on my credit cards as I was returning to school to obtain my masters Degree as a Family Nurse Practitioner. I was told that due to the reason for my pay being cut that i qualified for this offer due to ... Read More »

                          How Does Advocate Credit Attorneys Work to Eliminate My Debt? – Richard

                          Drive Carefully

                          “Dear Steve, I have 8 credit cards that I would either like to combine payments(consolidate) to reduce my total monthly payments and also lower or reduce the monthly interest. Better yet, I would like to explore sometype of lump sum settlement with some of them at a lesser amount than is owed(cents on the dollar) to reduce my debts. Why, ... Read More »

                            Consumers Alliance Processing Wants Me Backdate Texas Agreement. Is That Legal?


                            “Dear Steve, 3 years ago I enrolled in Consumer Alliance Protection Processing management program. I’ve been paying regularly and have not had any failures on my end to pay monthly. Today I got a letter stating that they were sending me a “Updated Contract” approved by the state of Texas. They say “We are in the process of updating our ... Read More »

                              We Are Working Through Lloyd Ward to Resolve Our Debt But Have a Problem With CACH. – Melanie

                              closeup of a gavel on cash, from above

                              “Dear Steve, A few years ago, I maxxed out a credit card through HSBC Bank. Up until this past November, I had been paying $100 per month, as agreed to in a phone conversation with Midland Management. Even though I had requested several times for them to send me a copy of the debt owed and payment agreement, they never ... Read More »

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