Why Another Loan Won’t Fix Your Credit Card Debt
Steve Rhode and Damon Day explain why another loan or a 401(k) withdrawal rarely fixes credit card debt, plus nursing home forms, hospital bills and scams.
Get Out of Debt Guy Podcast
The Get Out of Debt Guy Podcast offers practical, no-nonsense debt advice. Listen on Apple Podcasts or Spotify to take control of your financial future! Listen to an episode below or Apple Podcasts or Spotify
Look Broke for a Year So You’re Not Broke for 10 Years
Steve Rhode and Damon Day explain why looking broke for a year beats staying broke for 10, and how appearances, credit scores and old debt drain retirement.
Budgets Suck. Watch What’s Left at the End of the Month
Steve Rhode and Damon Day explain why budgets fail, how debt relief payments squeeze people on Social Security, and why tires and repairs aren’t emergencies.
Why Your Bank Won’t Deal Until You’re Behind
Steve Rhode and Damon Day discuss why banks won’t negotiate credit card debt until you fall behind, and why a strategy matters more than your credit score.
Should Your Adult Kid Pay Rent While Living at Home?
Steve Rhode and Damon Day debate whether adult kids living at home should pay rent, and how to help them without sacrificing your own retirement.
The $3 Million Cost of Always Having a Car Payment
Steve Rhode and Damon Day break down how a $500 car payment can cost $3 million in retirement, plus when helping adult kids with cars and cosigning backfires.
Bankruptcy Isn’t Failure — It’s a Financial Tool
Damon Day and I break down why bankruptcy fear is mostly a myth — and what actually happened to our credit and our lives after we each filed.
Pay the Pit Bull, Not the Maltese: Which Bill Comes First
When money is short, the bill screaming loudest is usually the one you can skip. Damon Day’s rule for deciding which bill to actually pay first.
AI Is Changing Work Fast. What Damon Day and I Think It Means for Gig Work and Your Debt Payoff Plan
Steve Rhode and Damon Day on AI, gig work, and Tesla’s Cybercab, which isn’t live yet — and what it means if you’re counting on gig income to get out of debt.
Nobody Selling You Debt Relief Owes You the Truth
Debt relief salespeople have no fiduciary duty and earn nothing when you file. What that means for the retirement money you’re about to spend.
