Too Broke to Win: Why Being in Debt Costs More Than You Think

“If you’re broke, why does everything cost more?”Because the system wasn’t built to help you escape—it was built to profit while you’re stuck. Most people think being broke means you just have less money. But the truth is, when you’re broke, you don’t just have less—you pay more. More in late fees. More in interest. …

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You Reboot Everything Else—Why Not Your Debt?

We restart our phones when they freeze. We unplug the Wi-Fi when it cuts out. We reboot our computers without a second thought. But when our finances lock up? We stall. We panic. We wait—sometimes for years. And all the while, the stress grows. The shame deepens. The options shrink. But here’s the truth: You …

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In Debt and Starting Over: Why It’s Not the End—It’s the Exit

If you’ve been waking up in a cold sweat wondering how in the world you’re going to climb out of your debt situation… you need to hear the solid wisdom Damon just spilled in this latest podcast episode. It’s called “In Debt and Starting Over: Why It’s Not the End—It’s the Exit”—and it might be …

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Credit Repair vs. Credit Fraud: Why “Fixing Your Score” Might Wreck Your Life

TL;DR:Fixing your credit isn’t hard. But the booming billion-dollar “credit repair” industry wants you to think it is—so they can sell you lies, fake identities, and fraud that might land you in prison. 🎭 The Scam That Looks Like a Solution It always starts the same way:“Erase bad credit fast.”“Start over with a new number.”“Get …

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The Most Valuable Financial Lessons Might Come From the People You Least Expect

When it comes to money, we’re taught to look for answers from the “experts.” Financial advisors. Money gurus. People with podcasts and pie charts. But what if I told you some of the most important financial lessons don’t come from certified professionals… but from the everyday people you never thought of as mentors? 🎧 I …

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Too Ashamed to Start Over After a Financial Failure? This Is What You Need to Hear

If you’re here reading this, it probably means one thing: Something didn’t go the way you planned. Maybe you hit rock bottom financially. Maybe life blindsided you with something bigger than your savings account could catch. Or maybe you’re just emotionally stuck, staring at the mess and wondering how you’re supposed to pick yourself up …

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Making Extra Money Without Burning Out: The Proven Side Hustles That Actually Work

If you’d love to be making extra money but you’re sick of the generic advice that goes nowhere, you’re going to love this one. I just dropped a brand-new podcast episode with Damon Day, and this one’s packed with real talk, tested advice, and side hustle ideas that actually work for real people—no fluff, no …

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Panic Is Expensive: Why Fear Wrecks Your Finances

If your 401(k) just took a dive and you’re losing sleep over a debt collector breathing down your neck, you’re not alone—and you’re definitely not doomed. In the latest episode of The Get Out of Debt Guy Podcast, Damon Day and I dive into the emotional side of money decisions and why fear, not facts, …

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Saving Money Might Not Feel Sexy — But It Can Be If You Do This

If you’ve ever beaten yourself up for not doing a great job saving money, today’s the day to let go of that guilt. You’re not alone. Most people don’t struggle because they’re lazy or bad with money—they struggle because the system is designed to make you spend. The good news? You don’t need spreadsheets or …

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Dave Ramsey… We Should Talk About This [Podcast]

Millions swear by Dave Ramsey’s advice—but what if following it blindly is costing you more than you realize? In this episode, Steve opens up a respectful but honest conversation about: We’re not here to bash Dave—we’re here to question what’s right for you. Because financial freedom doesn’t come from one-size-fits-all advice. It comes from critical …

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