We Feel We’ve Been Scammed by Caplan Law Group for a Loan Modification. – Delores

“Dear Steve, HI STEVE , WE HIRED AN ATTORNEY OUT OF STATE TO SETTLE OR GUIDE US THROUGH A LOAN MODIFICATION WITH OUR LENDER. IT HAS BEEN 18 MONTHS AND 3 CHANGES IN OUR LENDER (IN LESS THAN A YEAR). WE PAID 3, OOO $ FOR THEM TO NEGOTIATE AND REPRESENT US IN A LOAN …

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National Advocacy Program Says They Can Save Our House From Foreclosure? – Sandra

“Dear Steve, bank is trying to forclose our house, worth 234000. and only owe 97000. no sale date yet, working with a lawyer trying to resolve, bank just gives the runaround. Received a letter from National Advocacy Program in CA, we are in PA. They are saying they can help us to get a settlement. …

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We Want to Settle Our Second Mortgage That Charged Off. Is That Possible? – Michael

“Dear Steve, I owe 490,000.00 on first mortgage and just finished 3 trials of loan modification with fannie mae for a much lower affordable payments. Dropping our interest rate and extending loan for 40 years. Payments went from 4,000 to 2600.00 . Our final papers have not come in yet to finalize. In the meantime …

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Is Resolution Law Group a Scam? We Are Thinking of Using Them. – Kersandra

“Dear Steve, Mortgage issues: We recently refinanced with Sunbtrust Mortgage and is their a bank we can refinance our 2nd Martgage because Suntrust say the 2nd is with a private investor and will not refinance. My husband and I contacted the Resolution Law Group, P.C. of Greenwich, CT through one of their advertisement. My question …

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Did UFAN and Kristin Crone File Bankruptcy? – Andrew

“Dear Steve, I have a large judgment against UFAN and Kristin Crone but both have declared bankruptcy. At any point did you have information about their malpractice carrier? Apparently having insurance is optional in CA, and the bankruptcy trustee has been unable to identify a carrier. Andrew” Dear Andrew, I had no idea they had …

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I Want to Improve My Credit and Get a Mortgage With My New Wife. – Devin

“Dear Steve, Although I have made great strides in the last 4 years, I brought a poor credit history and score to our marriage (married for 5 months). My wife, whose name is on our mortgage as she owned our home prior to our marriage, is happy and proud of the work I’ve done to …

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The Bank Can’t Find My Mortgage After My Bankruptcy. – Bernice

“Dear Steve, I have filed for Chapter 7 Bankruptcy in 2012 and was discharged from all unsecured debt in June of that year. I have been paying all secured debt which includes a mortgage, a line of equity (no longer useable), and a car note as well as my utilties, insurance payments, etc. All of …

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What is the Best Way to Refinance Our Florida Mobile Home Mortgage Loan? – Charlene

“Dear Steve, I live in north florida. I would like to refinance my mobile home. I work full time and so does my husband. We have our mortgage with Greentree. I would really really like to refinance with another company. We have fallen behind on our mortage due to my husband being in a work …

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Bank of America Says I’m Not Eligible for VA Interest Rate Reduction Refinance Loan (IRRRL). – Edward

“Dear Steve, VA Home loan for $125,000 + Line of Credit for $28,000 = Original basis of $153,000 Went to settlement on August 2007, no representative. Country Wide Bank financed the loan. Lost Job 2009 – Unemployed now and retired! Had to rent property to pay mortage Bank of America now has loan. Loan is …

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We Make 150K But Living Paycheck to Paycheck. What Should We Do? – Roy

“Dear Steve, My wife and I are in our mid 50s living in suburban NY. Our kids are in college. Combined, our income is $150,000. While this is considered to be good money, it just doesn’t seem to be enough to cover our needs and save for the future during the years that we should …

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