“Dear Steve, I am broke had a heart attack last year and died for 4 to 6 minutes. I borrowed 55,000 from the bank for a business which is not about anymore. My wife did not sign on the loan at the bank either. She has a business now and helps me live by giving me a 50.00 per week ... Read More »

“Dear Steve, Purchased a mobile home in 1996 with a mortgaged amount of 47000. Mobile home repossessed in 2003. My husband and I separated in May 2002. He refused to help pay any debt (mortgage, credit cards, etc). I immediately called the mortgage company to ask for help. They refused. I paid the note until August because by then I ... Read More »

“Dear Steve, I live in north florida. I would like to refinance my mobile home. I work full time and so does my husband. We have our mortgage with Greentree. I would really really like to refinance with another company. We have fallen behind on our mortage due to my husband being in a work related accident. He was out ... Read More »

“Dear Jon, I have 4,900 in credit card debt and all my cards have been turned over to collection. I am doing the best i can, but they are not letting me do payments they demand the full amount or they can split the full amount in to 4 payments. I can only pay about 100 each month to get ... Read More »

“Dear Steve, My daughter in law bought a house in 2004 before she married my son. Her name is the only one on the deed. She bought the house with the understanding that the house was new, only to find out afterward that court records show that the owner had gotten a remodel home loan of $10,000 and had sold ... Read More »

“Dear Steve, I owe $58000 on an $82000 manufactured home (in other words, no value there). I owe $80000 in credit card debt. No car loans…no other loans of any kind. My wife works, but I am currently unemployed; receiving unemployment. I’ve never been late on a payment of any kind, but struggling. Is bankruptcy the only alternative for me? ... Read More »

BOUGHT MANUFACTURED HOME WHICH WAS THEN PLACED IN A PRIVATELY OWNED SUBDIVISION. WE OWN HOUSE, NOT LAND IT I SETS ON; PAY RENT ON LAND IT SETS ON. WE HAVE A MORTGAGE, NOT AN INSTALLMENT LOAN ON THE HOME. OUR LOAN HAS BEEN SOLD 2 OR 3 TIMES. WE ARE NOT BEHIND; WE ARE NOT IN FORECLOSURE. WE LIVE IN ... Read More »

“Dear Steve, My husband became disabled in 2007. We have struggled to keep ours bills payed ever since. He draws a social security check and I work two jobs, but it is still hard to get by. We have a 12 year old son. We owe $5751 for a four wheeler. We have been paying on it for two years ... Read More »

“Dear Steve, Thank you so much for offering this service! I have been looking all over the web for something like this. Our situation: my husband is on SSDI (he’s schizophrenic, stable on meds but unable to keep a job). I’m employed, but scheduled to be laid off on October 30th. I’ve been applying and interviewing everywhere I can, but ... Read More »

Jess used the form at the bottom of this post to send in the following question. “My babies mother and I have lived in a mobile home for the past three years. We had been having a tough time making the payments for the truck. Just last week we found some water damage in the floor of our mobile home ... Read More »