Title: 🎓 Parent PLUS Changes Are Coming: What You Must Do Before June 30, 2026 A clear roadmap for parents to avoid losing access to loan forgiveness and income-driven repayment 🚨 Let’s Start with the Big Red Flag If you’re a parent with a Parent PLUS loan—or you’re considering taking one out for your kid’s …
If you’re a student, parent, or borrower wondering what’s really happening with student loans in 2025, buckle up — because Congress is proposing sweeping changes that could reshape how college is paid for in America. The College Cost Reduction Act of 2025 aims to overhaul federal student aid, with major implications for loan forgiveness, repayment …
Baylor University, a Baptist institution located in Waco, Texas, is a well-respected school. Over the years, it has risen steadily in the college ratings and now ranks among the top 100 American universities. But Baylor is expensive–tuition and fees are about $50,000 a year. Low-income students can take out federal loans, but these loans are …
Parents trying to do a good thing and send their loved kids to college often blindly take out student loans. In the federal loan space, these undergraduate loans are Parent PLUS loans. The best way to think of these loans is where only one parent is financially responsible for the loan, but all the benefit …
Years ago, I was strolling along a lakeside hiking trail in a Dallas-area park. As I was walking across a wooden bridge, I looked down to see a ball of wriggling snakes below me. It was a big cluster–about the size of a beachball. I didn’t stick around long enough to determine whether the snakes …