Title: 🎓 Parent PLUS Changes Are Coming: What You Must Do Before June 30, 2026 A clear roadmap for parents to avoid losing access to loan forgiveness and income-driven repayment 🚨 Let’s Start with the Big Red Flag If you’re a parent with a Parent PLUS loan—or you’re considering taking one out for your kid’s …
“If you’re broke, why does everything cost more?”Because the system wasn’t built to help you escape—it was built to profit while you’re stuck. Most people think being broke means you just have less money. But the truth is, when you’re broke, you don’t just have less—you pay more. More in late fees. More in interest. …
We restart our phones when they freeze. We unplug the Wi-Fi when it cuts out. We reboot our computers without a second thought. But when our finances lock up? We stall. We panic. We wait—sometimes for years. And all the while, the stress grows. The shame deepens. The options shrink. But here’s the truth: You …
If you’d love to be making extra money but you’re sick of the generic advice that goes nowhere, you’re going to love this one. I just dropped a brand-new podcast episode with Damon Day, and this one’s packed with real talk, tested advice, and side hustle ideas that actually work for real people—no fluff, no …
When someone you care about is stuck in a debt crisis, it’s easy to feel helpless—or worse, to say something that accidentally makes them feel even more ashamed or alone. I’ve been helping people with debt problems since 1994, and I’ve seen it too many times: well-meaning friends and family give advice that backfires, not …
Debt elimination isn’t just about numbers—it’s about freedom. But here’s the painful reality: most people trying to get out of debt are playing a game they were never meant to win. In the latest episode of The Get Out of Debt Guy Podcast, I pull back the curtain on what debt elimination really takes. Spoiler …
Feeling like your finances are running the show while you’re barely hanging on? You’re not alone—financial anxiety is real, and it’s more than just numbers. In this episode, Steve and Damon dive into the sneaky ways debt messes with your mental health, the telltale signs of financial stress (spoiler: if you think you have a …
Does This Sound Familiar? You check your bank account, and there’s barely enough to get through the week. Living on a low income sucks. Another bill comes, and your stomach drops. You stop answering unknown calls—because you already know it’s a debt collector. Every paycheck disappears the moment you get it. You lie awake at …
Ever feel like your debt is some kind of evil villain, laughing as you throw money at it every month? 😅 Yeah, me too—been there, done that. But here’s the thing: A debt payoff calendar could be the game-changer you need. This simple, step-by-step debt repayment tool helps you get out of debt faster by …
In this episode of Get Out of Debt Guy, Damon Day and I discuss a major problem keeping people stuck in debt: misconceptions. I wrote an article explaining why so many people believe their financial situation will magically fix itself… even when all signs point the other way. We get into the science behind it—how …