How Can I Continue My Education With All This Debt?

Question: Dear Steve, First of all, LOVE that you are answering such tough questions with all proceeds going to Pilot.Dog. Love this. You’re amazing. Some background: I am a 28 year old living in NYC. I am currently making $55,000 with a monthly rent of $1450 excluding utilities. I have three credit cards: one with … Read more

I Make $165K a Year But Can’t Make Ends Meet. What Can I Do?

Question: Dear Steve, $100,000 in unsecured debt. $50,000 of total is in 5 year consolidation loans. $10,000 in health bills. $165,000 annual salary. Bouncing credit card to consolidation loan keep credit score high. Going into debt $500 more per month. Children so can’t reduce expenses, really. Should I go into Chapter 13? Should I use … Read more

Avid Reader Needs Loan Help. Or Does He?

Question: Dear Steve, I’m an avid faithful reader of your newsletter. Ok…….HELP !!!!!!! I am about $40,000 in debt. All I “think” I need is one ” loan” one “payment”. Problem , I can’t get just one loan when asking for an amount to cover this debt. Any suggestions , advice? In the past , … Read more

Is There a Debt Solution Company You Would Recommend? – Donnie

Question: Dear Steve, Due to medical issues and a large percentage (25%) loss of salary my wife and I are in serious debt. We owe approximately 52,000.00 in credit card debt. I am looking at some debt solution companies at possibly helping get this debt under control and paid off in a reasonable period of … Read more

I Know You’ll Give Me a Straight Forward Answer On How to Best Deal With Our Debt. – Raymond

“Dear Steve, This debt I’m faced with was accumulated over a period of time, and did not come primarily as an affect from an uncontrolled, frivolous spending lifestyle. Rather, a turn of events that has removed my wife’s income and has left me as the sole provider. During the time that this debt was accumulating, … Read more

I Was Looking at Credit Relief Center. How Do I Get Out of Debt? – Joni

“Dear Damon, I was searching for reviews on credit relief center. I have accumulated about 30,000 debt in credit cards for about 20 years. I thought I was able to catch up but the balances kept on creeping and the high interest rates don’t help. I’m sure I’d be able to rid myself of these … Read more

Is There a Way to Get Out of Debt Without Lowering Your Credit Score? – Lisa

“Dear Steve, I went to college and received my PhD. I have been unemployed for 1 1/2 years. I have a credit card debt of $22,000 and student loans at $80,000. I have read that there is a way to reduce the credit card debt but I am concerned it would destroy my credit rating … Read more

Get Out of Debt

Struggling to get out of debt ? If so, you aren’t alone. Millions of Americans are drowning in debt. They are overextended to the point of filing bankruptcy or losing their home to foreclosure

I Want to Use Twitter to Get Out of Debt. – Kunwar

Kunwar “Dear Steve, I had a family business since 1978. The business ran into trouble waters in 1999. There were huge debts. we settled a few. I lost my father in2005. I pledged to settle some debts. In 2007 I closed the business as i INCURRED MORE LOSSES AND WAS DIFFICULT TO SUSTAIN. I joined … Read more

Which Debt Should I Pay Off First, Credit Card or Personal Loan? – Sean

Sean “Dear Steve, I’m a 20 year old college student around $2000 in debt, with two credit cards and one personal loan. What should I pay off first? The credit card with the highest balance or the one with the higher interest rate, or the loan. What effects my credit score the most? Sean” Dear … Read more