Is Credit Card Modification a Scam or a Good Choice With Finance Solutions and Bedrock Law Firm?

Question: Dear Steve, I have about $35,000 in credit card debt and have been contacted by a company to do a credit card modification. I am concerned about the consequences for not paying my credit cards-being sued. I want to make sure that I am making the right choice prior to stopping payment. I think … Read more

Should I Get My Credit Card Debt Restructured Through Finance Solutions?

Question: Dear Steve, I have a lot of unsecured debt, 100% utilization, and high debt to income ratio, thats it. So I cant get a debt consolidation loan but I can get a credit card restructure through Finance Solutions. Do you have any info on this company and the basic effects a restructure will have … Read more

Consult America Decides Credit Card Modification is New Name for Debt Settlement

Companies have been scrambling to get away from the term debt settlement in an effort to try and claim the services they offer are nothing like the bad debt settlement companies that charged huge advance fees. Consult America is one such company apparently. A tipster (send in your tips here) sent me a copies of … Read more