Should I Get My Credit Card Debt Restructured Through Finance Solutions?

Question:

Dear Steve,

I have a lot of unsecured debt, 100% utilization, and high debt to income ratio, thats it. So I cant get a debt consolidation loan but I can get a credit card restructure through Finance Solutions.

Do you have any info on this company and the basic effects a restructure will have on me.

Adam

Answer:

Dear Adam,

I don’t think I’ve ever heard of Finance Solutions before.

To help people checkout a company they may use I’ve prepared these free guides.

If FinanceSolutions.org is the site you are talking about it looks like they are calling their approach credit card modification but it’s just a standard debt settlement solution.

Before you can decide what solution is right for you you should understand what your options are. One way to do that is to look at my Get Out of Debt calculator.

I did have one observation, it appears that the BBB says Daniel Blumkin is the president of the company and their address is 132 E 43rd St # 237, New York, NY. – Source

Finance Solutions describes themselves by saying, “Finance Solutions is a leading financial services company…” So why is a leading financial services company apparently using a UPS mailbox store address? – Source, Source

Sincerly,


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

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