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Should I Get My Credit Card Debt Restructured Through Finance Solutions?

By on November 20, 2017

Question:

Dear Steve,

I have a lot of unsecured debt, 100% utilization, and high debt to income ratio, thats it. So I cant get a debt consolidation loan but I can get a credit card restructure through Finance Solutions.

Do you have any info on this company and the basic effects a restructure will have on me.

Adam

Answer:

Dear Adam,

I don’t think I’ve ever heard of Finance Solutions before.

To help people checkout a company they may use I’ve prepared these free guides.

If FinanceSolutions.org is the site you are talking about it looks like they are calling their approach credit card modification but it’s just a standard debt settlement solution.

Before you can decide what solution is right for you you should understand what your options are. One way to do that is to look at my Get Out of Debt calculator.

I did have one observation, it appears that the BBB says Daniel Blumkin is the president of the company and their address is 132 E 43rd St # 237, New York, NY. – Source

Finance Solutions describes themselves by saying, “Finance Solutions is a leading financial services company…” So why is a leading financial services company apparently using a UPS mailbox store address? – Source, Source

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About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

One Comment

  1. Adam

    November 20, 2017 at 12:08 pm

    Question asked.

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