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  • FTC Halts Deceptive Student Debt Relief Scheme that Bilked Consumers out of Millions

    Operators charged illegal upfront fees and falsely promised to reduce or eliminate consumers’ student loan debt The Federal Trade Commission alleged that a California-based student debt relief scheme bilked consumers out of millions of dollars using false...

    • Posted March 4, 2019
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  • Home Renovations That Can Backfire During a Probate Sale

    Probate sales are very common, especially in areas like Michigan. When a beneficiary gets a house in probate, they usually sell it either because they don’t live in the area or because they need to utilize funds...

    • Posted March 4, 2019
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  • Fake Promises Offer No Sight of (Debt) Relief

    An offer of reduced monthly payments — or complete forgiveness — on your student loan may make you want to sign up…and exhale. Unfortunately, though, some of those programs wind up costing you hundreds or thousands of...

    • Posted March 1, 2019
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  • The Right Steps to Take to Rebuild Your Credit Score

    Your credit score can raise your rates on credit cards, auto loans, mortgages, and even your auto insurance. In some cases, it can keep you from getting a job or renting an apartment. So if you have...

    • Posted March 1, 2019
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  • FTC Returns Full Refunds to Consumers Who Paid to Lower Their Credit Card Interest Rates

    The Federal Trade Commission is mailing 1,244 checks to consumers who bought deceptively marketed credit card interest rate reduction services after being contacted via illegal robocalls. Affected consumers will receive full refunds, with most receiving $1,100 or...

    • Posted February 27, 2019
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  • FTC to Host Forum on Small Business Financing

    The Federal Trade Commission will host a forum on small business financing on May 8, 2019, to examine trends and consumer protection issues in this marketplace, including the recent proliferation of online loans and alternative financing products....

    • Posted February 27, 2019
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  • 101 Ways to Save Money on Electronics!

    We all use electronics and they are all expensive. What really irks me is the advice many bloggers give on spending habits. Especially spending habits on electronics. But with so many electronic brands and devices out there,...

    • Posted February 27, 2019
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  • Defendants in “Cash From Home” Business Opportunity Scheme Settle with FTC

    Consumers were told they could earn $58,500 a year working five hours a week The defendants in an alleged work-from-home business opportunity scam are banned from selling any business coaching service or business opportunity under a settlement...

    • Posted February 26, 2019
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  • 4 Ways You May Boost Your Income Today

    Income can be a confusing topic. How much do I actually make? How much tax do I need to pay? How much am I supposed to claim on my W-4? What are the employer benefits my company...

    • Posted February 26, 2019
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  • Business “coaches” ejected from game – for life

    Imagine a coach talking to a team on the sideline: “Guys, I have a super strategy sure to give you a winning running game, which I’ll sell you for $97. Want an unstoppable passing attack? That’ll cost...

    • Posted February 26, 2019
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  • 10 Best Ways to Clear High Credit Card Debt

    Are you ready to get out of credit card debt in 2019? By the time you finish reading this post, you’ll know exactly how to clear your high credit card balances quickly. Did you know that your...

    • Posted February 25, 2019
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  • Helping to prevent scams targeted at veterans

    If you’re working with older adults, many of whom might be veterans, you might be looking for ways to educate them about the dangers of frauds and scams. We are offering a new placemat on scams targeting...

    • Posted February 24, 2019
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  • District Court Permanently Enjoins 20 Defendants Connected to a Multi-Million Dollar Mail Fraud Scheme

    A federal court in Las Vegas, Nevada permanently enjoined six individuals and 14 corporate entities from activities related to an alleged mail fraud scheme, the Department of Justice announced today. In a complaint filed in February, 2018,...

    • Posted February 23, 2019
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  • 4 Tips for Discussing Money With Your Spouse or Partner

    I have to admit, when I hear stats about how many couples fight about money, it makes me wonder what’s so hard about discussing money with your significant other? Apparently we’re in the minority but my wife...

    • Posted February 22, 2019
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  • We Work Hard to Get Your Money Back

    The FTC brings lawsuits to stop unfair and deceptive business practices. One way we help right those wrongs is by getting refunds to people who lost money. And from July 2017 to June 2018, people got more...

    • Posted February 22, 2019
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  • United States Sues UBS to Recover Civil Penalties for Fraud in the Sale of Residential Mortgage-Backed Securities

    Earlier, in federal court for the Eastern District of New York, the United States filed a civil complaint against UBS AG and several of its United States affiliates (together, “UBS”), alleging that UBS defrauded investors throughout the...

    • Posted February 21, 2019
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  • FTC: PR firm & publisher violated ad basics

    Hardly a day goes by that you don’t see a celebrity, star athlete, or other well-known person touting the benefits of some product or service. But glowing recommendations aren’t always what they appear to be. When a...

    • Posted February 21, 2019
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  • 5 Surprising Ways Shorter Days Affect Your Budget

    For many people, autumn is a season of low energy bills. The air conditioner is no longer running nonstop, and days when the heater will be constantly on are yet to come. However, another well-known characteristic of...

    • Posted February 19, 2019
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  • United States Sues Freight Companies for Systematic Overcharging of Shipments

    The United States has filed a complaint in the Western District of New York against YRC Freight Inc., (YRC); Roadway Express Inc. (Roadway); and Yellow Transportation Inc. (Yellow), alleging that these companies systematically overcharged the government for...

    • Posted February 18, 2019
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  • FTC and State of Florida Win Summary Judgment: Court Orders Ringleader of Debt-Relief Scam to Pay $23 Million and Imposes Industry Bans

    Kevin W. Guice defrauded more than 10,000 consumers nationwide A federal judge in Florida has permanently banned Kevin W. Guice from the telemarketing and debt-relief industries, agreeing with the Federal Trade Commission and the State of Florida...

    • Posted February 17, 2019
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  • Common Tax Filing Mistakes

    Benjamin Franklin once said, “But in this world, nothing can be said in certain, except death and taxes.” You can procrastinate and put off dealing with your taxes until the deadline looms, but you cannot escape them;...

    • Posted February 15, 2019
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  • FTC Obtains Court Order Barring U.S. and Canadian Scammers from Marketing, Selling Internet-related Services and Misrepresenting Their Relationship with Consumers

    Defendants ordered to pay more than $4.6 million At the Federal Trade Commission’s request, a U.S. district court in Illinois has handed down a final judgment and order requiring nine related Canadian and U.S. defendants to pay...

    • Posted February 14, 2019
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  • 19 Practical Ways You Can Save Money in 2019

    Amazingly, 2019 is nearly upon us. As you scramble to finish your holiday shopping and eventually stop to ponder your New Year’s Resolutions, there’s a good chance money will be on your mind a lot over the...

    • Posted February 10, 2019
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  • Netflix phishing scam: Don’t take the bait

    Phishing is when someone uses fake emails or texts to get you to share valuable personal information – like account numbers, Social Security numbers, or your login IDs and passwords. Scammers use your information to steal your...

    • Posted February 9, 2019
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  • This is what a Social Security scam sounds like

    Earlier this month, we told you about a growing scam: people pretend to be from the Social Security Administration (SSA) and try to get your Social Security number or your money. That scam is now growing exponentially....

    • Posted February 8, 2019
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  • Reduce Living Expenses With Non-Traditional Housing

    You work, you save, and you diligently follow a budget. You pride yourself in the frugal lifestyle that your family has adopted. But no matter how tightly you manage your finances, your single biggest expenditure is related...

    • Posted February 4, 2019
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  • 4 Costly Reasons to Declutter Your Life

    I have always thought of myself as a frugal person, both by nature and necessity. My husband and I married young, with several years of college still looming ahead of us. We struggled to pay tuition and...

    • Posted February 2, 2019
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  • FTC Halts Purveyors of Sham Health Insurance Plans

    Florida-based Simple Health Plans LLC Has Collected More than $100 Million With Deceptive Scheme Targeting Americans in Need of Coverage At the request of the Federal Trade Commission, a federal judge temporarily shut down a Florida-based operation...

    • Posted January 30, 2019
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  • Rest insured, you can avoid fake healthcare plans

    f you’re looking online for health insurance, there are lots of results that seem to offer good choices. But dishonest companies are literally banking on your being confused by all those choices. So, before you sign up...

    • Posted January 27, 2019
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  • New financial education resources to help teachers bring youth financial capability into the classroom

    As children grow, their potential to manage money and understand financial concepts grows as well. The knowledge, skills, and behaviors kids learn when they’re young lay the groundwork for their financial well-being as adults. Schools and teachers...

    • Posted January 26, 2019
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  • Child savings accounts help families build assets

    Child savings account (CSA) programs are being implemented in a number of states and communities around the country. CSAs offer participants the opportunity to save for post-secondary education in dedicated accounts. This includes conventional savings accounts or...

    • Posted January 25, 2019
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  • Rental listing scams after a hurricane

    If you, or someone you know, were displaced after Hurricane Florence or Michael, finding a new place to live is a priority. But before you pay any money, be cautious of rental listing scams. Scammers often advertise...

    • Posted January 24, 2019
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  • Build a brighter future by saving at tax time

    Saving money is not always easy, but having some savings provides people with the security needed to withstand economic shocks and plan for their future. Many people save automatically through a workplace retirement plan or by directly...

    • Posted January 23, 2019
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  • Hang up on spoofed SSA calls

    If you get a call that looks like it’s from the Social Security Administration (SSA), think twice. Scammers are spoofing SSA’s 1-800 customer service number to try to get your personal information. Spoofing means that scammers can...

    • Posted January 22, 2019
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  • Owners of Business Coaching and Development Service Scam Are Banned

    FTC settlement bars defendants from selling business coaching or development services to consumers trying to start an online business from home The owners of four companies that allegedly bilked consumers trying to start online businesses from home...

    • Posted January 21, 2019
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  • Online Student Loan Refinance Company SoFi Settles FTC Charges, Agrees to Stop Making False Claims About Loan Refinancing Savings

    Online student loan refinancer SoFi has agreed to stop misrepresenting how much money student loan borrowers have saved or will save from refinancing their loans with the company, in order to settle Federal Trade Commission charges that...

    • Posted January 20, 2019
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  • Don’t get swamped buying a flood-damaged car

    In the wake of the recent hurricanes, used car buyers should use caution: Storm-damaged vehicles are sometimes cleaned up and taken out of state for sale. You might not know a vehicle is damaged until you take...

    • Posted January 19, 2019
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  • Spear phishing scammers want more from you

    “I’m calling from . Someone’s been using your debit card ending in 2345 at . I’ll need to verify your Social Security number — which ends in 8190, right? — and full debit...

    • Posted January 18, 2019
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  • Smoking out bogus product claims

    uitting smoking and losing weight can be enormously challenging. In the quest to kick the habit or drop the pounds, you might be tempted by products promising miraculous results. But take a breath before you buy or...

    • Posted January 15, 2019
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  • College test prep scams are happening

    Recently, we heard about scams targeting parents of high school students preparing for college. The scammers claim to be from The College Board – the organization responsible for the PSAT and SAT tests. They call or email...

    • Posted January 14, 2019
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  • Spread the word about charity fraud

    Recently the FTC, the National Association of State Charities Officials (NASCO), and state charity regulators are joining forces with regulators from across the world to participate in the first International Charity Fraud Awareness Week. It’s extremely important...

    • Posted January 12, 2019
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  • Universal American Mortgage Company LLC (UAMC) Agrees to Pay $13.2 Million to Resolve False Claims Act Allegations Related to Loan Guarantees

    Universal American Mortgage Company LLC (UAMC) has agreed to pay the United States $13.2 million to resolve allegations that it violated the False Claims Act by falsely certifying that it complied with Federal Housing Administration (FHA) mortgage...

    • Posted January 11, 2019
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  • Steering clear of vehicle history report scams

    The FTC has been hearing about a new scam targeting people who are selling their cars online. They’re getting calls or texts from people who claim to be interested in buying the car – but first want...

    • Posted January 10, 2019
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  • Immigration help – watch your step

    If you’re looking for immigration help, you might run across what look like government websites – but are actually from companies pretending to be part of the U.S. government. The FTC’s recent settlement  has some lessons on...

    • Posted January 9, 2019
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  • Inheriting a Spouse’s Debts

    My question is about each married individual’s responsibility in case of the death of the other. I will use my husband and I as an example. We have separate bank accounts, separate loans, and separate credit cards...

    • Posted January 8, 2019
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  • Scammers demand gift cards

    Gift cards are a great way to give a gift. But did you know they are also a scammer’s favorite way to steal money? According to the FTC’s new Data Spotlight, more scammers are demanding payment with...

    • Posted January 7, 2019
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  • Will Background Check Errors Deny You a Home?

    A background check can determine if you can get credit, a job, or even a place to live. That’s why the law requires businesses that provide these reports have reasonable procedures to ensure the information they collect...

    • Posted December 3, 2018
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  • How to Tell the Difference Between a Legitimate Debt Collector and Scammers

    Dealing with debt collection issues can be challenging—especially when you’re not sure if the person you’re being contacted by is legitimate or trying to scam you. When an account like a credit card, auto loan, or cell...

    • Posted December 3, 2018
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  • Scams Near You, by the Numbers

    Every day, people across the country are telling the FTC what happened to them. Maybe they lost money to a scam, lost their identity, or just spotted something that looked fishy and wanted somebody to know. All...

    • Posted December 3, 2018
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  • New materials on cybersecurity for small business

    If you own a small business, you know it’s critical to protect your business from cyber threats. Today, the FTC launched new cybersecurity resources for small businesses – you’ll find them at FTC.gov/SmallBusiness. What better time to...

    • Posted November 30, 2018
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