10 Things to Do After You File Bankruptcy
Steve Rhode and Damon Day walk through 10 steps to take after you file bankruptcy, from shame and credit reports to budgeting and restarting retirement savings.
Podcast
Why Another Loan Won’t Fix Your Credit Card Debt
Steve Rhode and Damon Day explain why another loan or a 401(k) withdrawal rarely fixes credit card debt, plus nursing home forms, hospital bills and scams.
Look Broke for a Year So You’re Not Broke for 10 Years
Steve Rhode and Damon Day explain why looking broke for a year beats staying broke for 10, and how appearances, credit scores and old debt drain retirement.
Budgets Suck. Watch What’s Left at the End of the Month
Steve Rhode and Damon Day explain why budgets fail, how debt relief payments squeeze people on Social Security, and why tires and repairs aren’t emergencies.
Why Your Bank Won’t Deal Until You’re Behind
Steve Rhode and Damon Day discuss why banks won’t negotiate credit card debt until you fall behind, and why a strategy matters more than your credit score.
Should Your Adult Kid Pay Rent While Living at Home?
Steve Rhode and Damon Day debate whether adult kids living at home should pay rent, and how to help them without sacrificing your own retirement.
The $3 Million Cost of Always Having a Car Payment
Steve Rhode and Damon Day break down how a $500 car payment can cost $3 million in retirement, plus when helping adult kids with cars and cosigning backfires.
Bankruptcy Isn’t Failure — It’s a Financial Tool
Damon Day and I break down why bankruptcy fear is mostly a myth — and what actually happened to our credit and our lives after we each filed.
AI Is Changing Work Fast. What Damon Day and I Think It Means for Gig Work and Your Debt Payoff Plan
Steve Rhode and Damon Day on AI, gig work, and Tesla’s Cybercab, which isn’t live yet — and what it means if you’re counting on gig income to get out of debt.
Why Debt Denial Is So Expensive (and How to Break It)
Steve Rhode and Damon Day break down why knowing what to do about debt isn’t the problem — acting on it is, and what actually gets people unstuck.
