He Made a Minor Mistake Filling Out an Unemployment Form. Then the State Demanded $14,990 From Him.

Ahmad Ghabboun broke into a sweat. It was a late night in August and he had just discovered an unexpected $14,990 debt posted to the online portal he uses to access his account with Washington state’s unemployment agency. Since May, he had been receiving payments every week through the Pandemic Unemployment Assistance program, newly established … Read more

A Very Nasty Tax Withholding Surprise for Anyone Unemployed

Concerned or worried couple reading.

The coronavirus pandemic has turned American employment upside down. While some may be proclaiming recent amazing job growth in our country, the overall numbers of people unemployed is still staggering. According to the federal government Bureau of Labor Statistics, numbers are huge. To help people suddenly unemployed, the government temporarily passed enhanced benefits that meant … Read more

States Where Expired Unemployment Benefits Will Hurt Most

The expiration of the $600 boost to unemployment benefits would leave millions of Americans without a vital source of income amid a global pandemic. As of this writing, nearly 32 million Americans are claiming unemployment insurance benefits, according to the U.S. Department of Labor. Some states — including Nevada and Hawaii — are more vulnerable … Read more

We’ve Struggled to Pay Off What We Can. – Maggie

“Dear Steve, In 2009 my fiance and I had an income of approximately $60,000. We lived more than comfortably. Over the course of the next two years however, we had a sick baby whom I chose to stay home and care for, he lost his job, had to surrender one of our two new cars, … Read more

I’m So Embarrassed About My Financial Situation. – Frances

“Dear Steve, I’m desperate for help…you see I’ve been so embarassed about my financial situation that I’ve just been stuck repeating the same behavior for years. Now I’m unemployed and back at home with my parents and my two children living off of my EDD Benefits. I really want to use this time to create … Read more

Is Bank Of America Taking Advantage Of The Unemployed With Debit Card Fees?

The state of South Carolina and Bank of America have teamed up together to administer unemployment benefits to South Carolina residents. Unemployment benefits used to come in the form of a check but are now being issued in the form of a Bank of America prepaid debit card. Bank of America claims that it’s good … Read more

Federal Government Job Scam Halted

The Federal Trade Commission (FTC) has halted a countrywide scheme that falsely promised consumers help to get federal government jobs through exclusive listings. According to the FTC, Frontier Publishing, doing business as American Data Group, targeted and charged consumers for information pertaining to federal government jobs (jobs that the federal government provides for free) but … Read more

Unstructured “Structuring” Scam

James Quirin has been charged with an alleged theft of government funds on September 29, 2011 for fraudulent unemployment insurance benefits. Apparently, Quirin applied for Unemployment Insurance benefits in February, 2009, even though he was a gainfully-employed businessman receiving significant income. Quirin and several of his businesses were sued in federal court. Just before he … Read more

I’m Living on Unemployment and Social Security But In Debt. – Tom

“Dear Steve, I am out of work and collect unemployment from florida. I also took social security at age 64 to get buy on. My wife works but will retire in Feb 2012. After all our bills not credit cars are paid we haveroughly 1200.00 left We have about 26000 in credit card debt.The excess … Read more

My Unemployment Ran Out and I’ve Just Had a Hard Time Making Payments on Time. – Christine

“Dear Steve, I no longer use my credit cards and have been just trying to pay off the balances for several years to which I’ve always paid the minimum and sometimes more on all my credit card bills, but recently the due dates have been changing from month to month, varying from the end of … Read more

I’m Using Stock Sales and Cash Value from Life Insurance to Pay my Credit Cards. – Thomas

“Dear Steve, I lost my job in December of 2010. I owe $41140.00 in credit card debt. My monthly minimum payments are approximently $1112.00. My unemployment is $1320.00 a month. My household expenses are about $1100.00. I am currently drawing from stock sales and a life insurance cash out. These assets are about $20,000.00. Right … Read more

I’m Panicing About My Debt Situation. – Walter

“Hi.. I’m Walter.. a single (never-married) 38yo.. guy in Richmond Va… no kids.. renting small apartment w/ no room-mates.. (except for 2 free-loading cats).. Was laid-off September 2010.. During the initial shock and horror of this, I drew out the majority of my retirement savings.. from an IRA-account,Only to realize that claiming unemployment was (in … Read more