Ask The Get Out of Debt Experts Collection Agencies Debt Collector

We Don’t Think We Owe All The Money On Our Credit Cards. – Andrea

“Dear Steve,

We are seriously in credit card debt. We don’t believe we owe $42,000.00 on 3 credit cards. We haven’t been getting any of our statements, made payments and they call us at home constantly, call us at our jobs, and say that they haven’t recieved any payments from us. We need help and don’t know what to do. We are considering credit card bankruptcy. Please help!!!!!!


Dear Andrea,

If you don’t think you owe this debt then you might be a victim of identity theft. But it sounds like you acknowledge you may have had accounts with these companies since you said you had sent payments.

How are you sending payment and if it is by check, have the checks been cashed? Are you sending the payments to a collection company or the credit card company? I really need more information.

If you are considering bankruptcy you should click here to find a local bankruptcy attorney and go talk to them. Don’t make any assumptions about bankruptcy. Go get the facts. If you do decide to go the bankruptcy route at least it will stop the collection calls.

morehelp1 Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  I'm Worried About What to Tell My Creditors About My Upcoming Bankruptcy. - Janet

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

Share a Comment / Leave a Reply

Scroll to Top
%d bloggers like this: