Bank of America Charged Off My Account Even Though I Made a Payment. – Mac

“Dear Steve, Erroneous Chargeoff of Bank of America Credit Card $22,000.00 Bank of America gave me a deadline of 5PM 30 November to make a payment on my credit card or it would be charged off. I made the payment of $600.00 using Bank of America’s Online Billpay service on November 29, 2012. Because of …

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How Can I Protect Myself From Being Sued Over a Bounced Check? – Carl

“Dear Steve, How to protect myself from being sued by a private out of state bank for a check I deposited into my account from an individual that bounced after I had already closed my account not knowing the check would bounce. I have no money or assets and am currently living with relatives on …

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My Husband Took Out a Loan Between Our Marriages. Am I Responsible? – Casey

“Dear Steve, My husband has loan in his bank. He made this loan after our marriage but my name wasn’t there. He did it by himself. And he has apartment lease balance also. only his name is in the lease and my name is just an occupant. I live in state of Maryland. Because he …

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Deer Hunting Accident Leads to Loss of Cattle and Husband Hit by Train. – Carla

“Dear Steve, I was issued a credit card from Bank of America with a limit of $5000.00 inJune of 2007. I can’t remember the APR. We had just purchased 75 acres of land with a studio apartment & a horse barn already on the property. We lived in the 1 bedroom apartment for over a …

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I Applied for a Mortgage With Great Western Bank in Idaho. I Think I Have Unauthorized Access In My Checking Account. – Dave

“Dear Steve, i applied for a loan to buy a house with great western bank in eldora, iowa. i have poor credit from previous problems so the guy i was thinking of buying the house from was thinking of cosigning on the loan. i filled out my application and then he was going to fill …

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I Had a Joint Checking Account With My Mother Who Passed Away. – Mark

“Dear Steve, I had a joint checking account with my mother in 2006 and she passed away in December that year. There were some transactions (retirement checks) posted to the account from my father who passed away in 1996. but were reversed because of her death. This and the checking fees has caused the bank …

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The Credit Card Protection Insurance is Not Paying the Bill. – Val

“Dear Steve, Daughters situation-Married, aquired 11,000 in credit card debt 2 years ago. Making all payments 300.00 monthly and also fell for insurance which is supposed to pay if you are ho[pitalized or unable to work. She recently had baby, out of work 6 weeks no pay. The only help she gets for pay 112.00 …

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