Budgets and budgeting are tough topics for a lot of people. The idea that a budget can stop all financial problems is a bit of a myth. While a budget can provide some clarity, tracking your money will give you the precision you need to be in control of your money.
How much you should spend on groceries each month will depend on factors such as the number of people living in your household, your lifestyle and even your dietary preferences. There’s no way around the fact that food is a significant line item when it comes to budgeting, but there are ways to make it …
Trent over at The Simple Dollar posted an article about making laundry detergent and enjoying homemade laundry detergent benefits, namely saving money. Let’s bump frugality up a notch today and learn how to save money with homemade laundry soap. Trent said he’s been experimenting with making lots of cleaning supplies at home, but this one …
“We cannot solve our problems with the same thinking we used when we created them.” -Albert Einstein Units be advised we are receiving a 911 call of a subject wearing dark clothing, sunglasses, carrying a rifle and entering the mall…the radio is silent, but you know everyone and their mother in en route to that …
The Wall Street Journal ran a great piece yesterday No Job, Loads of Debt: Covid Upends Middle-Class Family Finances. You might not be able to see it because it requires a subscription. But the prediction I made in The Coronavirus Might Just Kill Your Finances Before It Kills Anyone You Know looks like it is …
Whether putting money away for a rainy day or for retirement, good savings habits can prepare you for emergencies and life changes. While it may seem like a struggle, rest assured there are countless ways to build up your savings. It starts with trimming down the expenses that tend to take the biggest bite of …
There are endless reasons why a person may want to save money. Be it for a trip they’ve been dreaming of, a home repair project that’s long overdue, a new car, college, or just for the general “future,” it’s a good idea to start putting away a few more nickels and dimes, if possible. Those …
Question: Dear Steve, In 1982 I bought a Life Insurance term policy and Bankcard Holders was the policyholder. Since then I have divorced and remarried and wish to change my beneficiary. However, it appears this company is now out of business. Would you know how I would find out who purchased their existing accounts at …
Keeping your kids busy and on track with their studies is challenging, especially when you need to work remotely at the same time. Luckily, there are hundreds of incredible online resources that you and your family can use. Many sites have even opened their educational platforms to free public access during the coronavirus crisis. Here are several of our …
A major medical staffing company said it wouldn’t go through with cuts to doctors’ pay and benefits after ProPublica first reported the plans. Alteon Health, which employs more than 1,700 doctors and other medical workers nationwide, said Sunday it won’t cut medical directors’ stipends by 20%, as planned, and will continue offering paid time off, …
The coronavirus, AKA COVID-19, might be more life-threatening to the those who least suspect and the old but the life implications might just kill the financial lives of a wide swath of people. Year-after-year the warnings come out about how much people save for an emergency. The results are never good. Bankrate reported in 2019 …