Ethereum Basics: What Is Ethereum?

Ethereum itself is not a cryptocurrency but rather a programmable platform built using blockchain technology. Its native token, used to fuel operations on the blockchain, is the ether (ETH). The Ethereum platform launched in 2015, and it’s now the second-largest form of crypto next to bitcoin (BTC), with a market capitalization of about $533 billion, … Read more

What Are Personal Loans Used For?

Even the savviest budgeter occasionally runs into a circumstance they’re simply unprepared for, which is where a personal loan may come in handy. Common personal loan uses include covering an unexpected medical expense or home repair or even managing existing debt. Borrowing money vs. paying cash isn’t ideal, but if you need cash ASAP and … Read more

What is the Average Cost of Divorce?

An uncontested DIY divorce could cost $300. For a messy, high-stakes parting, add zeros (knowing that the sum will be short of Jeff Bezos’ $38 billion). When the nuptial knot frays, average divorce costs add up to several thousand. Specifically, $13,000, on average, when a full-service lawyer handles the split, Nolo found. But all kinds … Read more

33 Ideas for Saving Money While Dorm Shopping

Every year, millions of students go to college in the United States. Whether they are entering college for the first time or returning for their sophomore, junior, or senior years, they’re looking for ways to save on dorm shopping. After all, since they’re not working or they’re only working part-time, and they have to take … Read more

Important FAFSA Deadlines to Know

The Free Application for Federal Student Aid, or FAFSA®, is a form students can fill out each school year to apply for grants, work-study, or federal student loans from the government for higher education pursuits. By not filling it out, or missing the FAFSA deadline, students may not receive financial aid that could help them … Read more

Is It Smart to Finance a Wedding?

A wedding day is a milestone for many people. It’s a day that’s dreamed about and planned for. It can also be expensive. The Knot’s annual survey of recently married couples finds that average wedding costs rose each year until 2020 when Covid-19 restrictions put a hold on wedding plans for many couples. In 2019, … Read more

Average Cost of a Wedding in 2021 – OMG

Dress? Check! Rings? Check! Masks? It’s no secret that the Covid-19 pandemic has totally upended the wedding industry. Both state- and federal-level mandates have imposed restrictions that would rightfully make any wedding planner throw in the towel. But with 93% of couples originally set to wed in 2020 still intent on holding their nuptials, most … Read more

Foreclosure Rates for All 50 States in June 2021

This is up roughly 41% from June last year when foreclosure activity remained at an exceptionally low level due to the pandemic-related moratorium on foreclosures. The Biden administration’s final extension of the moratorium ends on July 31, 2021. (Note: The deadline to request mortgage payment forbearance has also been extended to September 30, 2021.) It … Read more