The world of cryptocurrency is much wider than Bitcoin. While Bitcoin and its descendants and offshoots are focused on payments and transferring value, other coins and cryptos are based on the Ethereum blockchain, which is designed for software-based contracts and provides a platform for coding. One such crypto is the Basic Attention Token (BAT). Here …
Ethereum itself is not a cryptocurrency but rather a programmable platform built using blockchain technology. Its native token, used to fuel operations on the blockchain, is the ether (ETH). The Ethereum platform launched in 2015, and it’s now the second-largest form of crypto next to bitcoin (BTC), with a market capitalization of about $533 billion, …
Even the savviest budgeter occasionally runs into a circumstance they’re simply unprepared for, which is where a personal loan may come in handy. Common personal loan uses include covering an unexpected medical expense or home repair or even managing existing debt. Borrowing money vs. paying cash isn’t ideal, but if you need cash ASAP and …
The student loan repayment process may have a varied start date, depending on the type of loan you have borrowed. Most federal student loans have a six month grace period in which borrowers are not required to make payments on their student loans. The terms on private student loans are set by individual lenders, and …
How much you should spend on groceries each month will depend on factors such as the number of people living in your household, your lifestyle and even your dietary preferences. There’s no way around the fact that food is a significant line item when it comes to budgeting, but there are ways to make it …
You have debt. But you’ve also got a stash of cash in your 401(k). If you’re feeling overwhelmed by high-interest credit card balances, a student loan, and/or an auto loan, you might think taking money out of your 401(k) is a good way to pay down that debt and get it under control. But is …
Most of us know that you can apply for grants and scholarships to help offset the cost of college, but can you get a grant to pay off student loans once you’ve already graduated? In short, kind of! Whether you didn’t get enough financial aid or simply bit off more than you could chew repayment-wise, …
Mortgage preapprovals more than 3 months old are generally considered out of date, but letters can last as long as 180 days. Depending on how long your search is, you may need to renew it more than once before closing on a home. Having a letter of preapproval from a financial institution can help ensure …
Purchasing a home may be the biggest financial commitment you’ll ever make, so it makes sense to carefully consider the upsides and downsides of buying vs. renting. Stay tuned for a quiz that might help you decide. Rent or Buy a Home: Pros and Cons Advantages of Renting • Your landlord is typically responsible for …
An uncontested DIY divorce could cost $300. For a messy, high-stakes parting, add zeros (knowing that the sum will be short of Jeff Bezos’ $38 billion). When the nuptial knot frays, average divorce costs add up to several thousand. Specifically, $13,000, on average, when a full-service lawyer handles the split, Nolo found. But all kinds …