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Can the Creditor and Collection Agency Both Show the Same Account On My Credit Report? – John

“Dear Steve, Have settlement letter from collection company and will complete the last payment in Oct. The original creditor continues to show the remaining balance of debt and reduces it with each payment that I make to the collection company .The collection company is also making monthly reports that I have the debt but no …

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Mohamad Wants to Pay His Creditors If Only They’d Let Him

Mohamad “Dear Steve, Our company closed by end of January and I’m behind with my bills. I’m struggling to pay my mortgage. I call other credit cards and some of them made payment plan and lower the interest but Capital One is giving me a hard time. I owe them $16,000 and the collection agency …

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Is There Anything I Can Do to Get the Bill Collectors Off My Back for a Few Months? – Nadia

Nadia “Dear Steve, I am 24, I moved to Oklahoma in December of 08, it took me a while to find a good job. I have been working steadily now for about 4 months and trying to get back on track. I planned on going to school and therefore being able to get in-school deferment …

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Shellie Had Cancer And Is Now Slowly Dying From Terminal Debt

Shellie “Dear Steve, I had cancer and a lot of complications with it, at the same time my youngest son had lung surgery. I don’t have any other outstanding bills other that medical. Even with insurance i still owe about 6 or 7 thousand dollers in medical bills. I am getting disability but it isn’t …

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